NIZAM - FINAL YEAR EDWARDS U OF SASK CANADA

Merry Christmas

2011-12-22T14:41:00.000+08:00

To all readers

Merry Christmas and Happy New Year 2012

May 2012 be the year of joy and happiness to us all.

Malay Wedding

2011-12-13T23:42:00.000+08:00

Contrary to the western tradition, malay wedding is a four step system. They are merisik (asking ceremony), bertunang (engagement), akad nikah (the vow ceremony) and bersanding (where both the bride and her groom sit on the bridal couch)

Merisik
The man would ask his parents or his uncle to go and see the parents of the women he is interested to marry. A simple ring is given to the women's family. If the women accepts the ring it means the women has agreed to marry the man. If the women refuse to accept the man, the ring will be returned to the man's family.

Bertunang
The man would send his family to the bride's house to present her with the engagement ring and other gifts.

BUT nowadays people tend to merge the merisik and the bertunang ceremonies to save costs especially if the bride's and groom's hometown are far apart.

Akad Nikah
This is the day where the marriage vows take place. The ceremony is such that the groom would shake hand with the father of the bride or the Imam (the mosque head) to denote that the women is being married to the man. Then a wedding ring and mas kahwin is presented to the bride by the groom. Nowadays the mas kahwin is mainly in the form of money though it may be just a simple present that the groom must give to his bride. This is the ceremony where the bride and her groom is announced as husband and wife BUT there is no kissing ceremony like the western world.

Bersanding
According to Islam after the akad nikah both bride and groom are permitted to have sex and both man and women are presented with their individual responsibilities. But the Malays prefer the bersanding ceremony whereby both bride and groom would sit on a couch resembling the throne of a king. This is where it is made known to the whole world that they are married. Then there would be the "makan beradab" whereby both bride and groom eat with their parents and their in laws.

God willing inshaalah

Month Of MAY

2011-12-03T23:21:00.000+08:00

Month of May is very important to me.

1) PROTON was set up on May 7th 1983

2)My auntie who died on September 8th 1998 was born on 7th May 1965

3)I have another auntie who died in a car crash near Gambang Kuantan Pahang on 6th May 1971.She was on her way to my grands in Kuantan when her taxi crashed. I hope I still remember her tombstone well. ALFATIHAH.

New Hire Purchase Act

2011-12-02T23:12:00.000+08:00

Today Dec 2, 2011 - Still remember my fateful car crash on Dec 2, 1990 when I hit a cow and the front of my father's car was badly damaged.

New Hire Purchase Act

I think something is wrong with the new Hire Purchase Act passed by the parliament recently. I agree the need to inform the police if a particular car is to be repossessed BUT what puzzle me is the immediate depreciation of car prices. How can a RM35,000 car be sold at only RM7,000 after 6 years. It just doesn't make any sense.

The government must do something to correct this matter.

Christmas Shopping

2011-11-26T00:02:00.000+08:00

I was listening to The Jets "Make it real" and eating an instant noodle tonight when I realized how fast time flies this year. Suddenly it is November.

Everyone should be doing some Christmas shopping by now. Malaysia is having Year End Sale, so for those of you who can afford it Come To Malaysia to do your Christmas shopping. I knew I have 21 Christmas presents unopened (since 1990) but what can I do. I can't afford to go to Canada without a sponsor.

Still remember a good friend of mine at Saskatoon airport told me before I left Saskatoon in October 1990 "Nizam send our regards to your folks and invite them to Saskatoon". But my abah is dead.

Happy Shopping

Qtr 3 GDP and 2012 BUDGET

2011-11-19T00:47:00.000+08:00

Qtr 3 GDP 2011

BNM announced a convincing 5.8% GDP for 3Qtr 2011. 2nd Qtr 2011 GDP was revised to 4.3%. I am certain Malaysia could attain at least 5% GDP for 2011.

BUDGET 2012

PM Najib unveiled the 2012 budget on October 7th. Honestly I was surprised with the bigger allocation but I have confidence in PM Najib. Obviously with a bigger allocation corporate or individual taxes could not be reduced. But I am concern with the increasing government debts although it is still managable. Since Malaysia is set to become a developed nation in 2020, I am not concern with the reduced FDI. A developed nation will invest its resources internally while excess profits will be chanelled overseas to create more wealth.

As with other Malaysians we know the government still has no guts to implement VAT. I doubt whether the opposition would implement it either should they win Putrajaya in the 13th general election. GST or Harmonized tax (Canada) if implemented is a recipe for disaster for any government. Observe the defeat of the Liberals in Canadian election in the mid 1990s.

With regard to the RM429.1 Billion International Reserve, I think the government must set a limit to its reserve. Too much reserve is also a recipe for disaster. Its like our credit card limits. At CAD 500 it is managable but when it is increased to CAD 1000, it is the act to hang our own neck.
Assets=Liabilities + Equities

Maybe it is time to merge the conventional tax and zakat into one system of taxes. I.e. for any Muslim who paid the zakat pendapatan (income tax) certain rebate would be given to his conventional individual taxes.
BECAUSE
taxes is like 'kaduk' leaves in Laksa, one of the famous Malay dish. There won't be any laksa unless there is 'Kaduk' leaves.

CHOOSING A WIFE - 2

2011-11-16T22:53:00.000+08:00

She said I'm sorry Nizam.

I GUESS I will continue my Hajat and Istikarah sunat prayers. Maybe a new name will emerge. BUT the criteria is still either a western blonde women or any Malay women who is western educated.

Tribute to Joe Frazier

2011-11-09T23:30:00.000+08:00

I still remember my good old primary school days. Each time there is a boxing match, classes will be cancelled and the classrooms would turn into television room instead. It will be an energetic atmosphere for all of us especially if Muhammad Ali is one of the boxers. Maybe because Ali is a Muslim convert....

Rest in peace "Smokin Joe"

CHOOSING a wife

2011-10-16T00:06:00.000+08:00

Few months ago

I was in my study. No new materials to be read. Wondering what to do I lie down. All of the sudden I feel so lonely. I said to myself it must be nice to have a women beside me. I tried the internet. Boring. So I switched off the lights and then suddenly I decided to pray the Hajat Sunat prayer. Sunat prayers are not obligatory but can be done for spiritual reasons.
In that sunat hajat prayer I prayed that God would give me a good wife. I do not care what creed, religion etc. If she is a non muslim then I will convert her to Islam. Islamic teachings said choosing a wife is not choosing the women from her family background or beauty but her knowledge and religion.I said I want a western blond wife or anyone who is western educated.
God answered my prayers. HE gave me a name, someone whom I knew in 1991 who is now a widow with 2 kids. She is an engineer from a British university. Remember my auntie who died suddenly in Sept 1998. This lady is her room mate when they studied in London.
Later I prayed the sunat istikharah prayer. I asked God if she is the right one for me. I was not convinced since she is a few years older than me. But I remembered that Prophet Muhammad married Siti Khadijah who is 15 years older than the prophet. And not many Malaysians knew that PM Najib's wife is also a few years older than PM Najib.

NOW
To all readers who believe in God please pray with me so that she would consider marrying me. To my readers who are not god followers please help me morally so that when I asked her that big question she will say yes. And I will certainly be a very happy man.

Kuala Pilah Malaysia Celaka Babi 21

2011-10-14T00:11:00.002+08:00

Kuala Pilah Malaysia Celaka Babi 21

Kuala Pilah Malaysia Celaka Babi 20

2011-07-13T00:21:00.008+08:00

Kuala Pilah Malaysia Celaka Babi 20.........

15 October 2010

Kuala Pilah Malaysia Celaka Babi 19

2011-07-13T00:21:00.007+08:00

Kuala Pilah Malaysia Celaka Babi 19

Kuala Pilah Malaysia Celaka Babi 18

2011-07-13T00:20:00.003+08:00

Kuala Pilah Malaysia Celaka Babi 18

Kuala Pilah Malaysia Celaka Babi 17

2011-07-13T00:19:00.003+08:00

Kuala Pilah Malaysia Celaka Babi 17

Kuala Pilah Malaysia Celaka Babi 16

2011-07-13T00:18:00.005+08:00

Kuala Pilah Malaysia Celaka Babi 16

Kuala Pilah Malaysia Celaka Babi 15

2011-07-13T00:18:00.004+08:00

Kuala Pilah Malaysia Celaka Babi 15

Kuala Pilah Malaysia Celaka Babi 14

2011-07-13T00:17:00.001+08:00

Kuala Pilah Malaysia Celaka Babi 14

Kuala Pilah Malaysia Celaka Babi 13

2011-07-13T00:16:00.003+08:00

Kuala Pilah Malaysia Celaka Babi 13

Kuala Pilah Malaysia Celaka Babi 12

2011-07-13T00:14:00.003+08:00

Kuala Pilah Malaysia Celaka Babi 12

Kuala Pilah Malaysia Celaka Babi 11

2011-07-13T00:11:00.005+08:00

Kuala Pilah Malaysia Celaka Babi 11

Kuala Pilah Malaysia Celaka Babi 10

2011-07-13T00:11:00.004+08:00

Kuala Pilah Malaysia Celaka Babi 10

Kuala Pilah Malaysia Celaka Babi 9

2011-07-13T00:10:00.004+08:00

Kuala Pilah Malaysia Celaka Babi 9

Kuala Pilah Malaysia Celaka Babi 8

2011-07-13T00:09:00.003+08:00

Kuala Pilah Malaysia Celaka Babi 8

Kuala Pilah Malaysia Celaka Babi 7

2011-07-13T00:08:00.007+08:00

Kuala Pilah Malaysia Celaka Babi 7

Kuala Pilah Malaysia Celaka Babi 6

2011-07-13T00:08:00.006+08:00

Kuala Pilah Malaysia Celaka Babi 6

Kuala Pilah Malaysia Celaka Babi 5

2011-07-13T00:07:00.003+08:00

Kuala Pilah Malaysia Celaka Babi 5

Kuala Pilah Malaysia Celaka Babi 4

2011-07-13T00:06:00.005+08:00

Kuala Pilah Malaysia Celaka Babi 4

Kuala Pilah Malaysia Celaka Babi 3

2011-07-13T00:06:00.004+08:00

Kuala Pilah Malaysia Celaka Babi 3

Kuala Pilah Malaysia Celaka Babi 2

2011-07-13T00:05:00.003+08:00

Kuala Pilah Malaysia Celaka Babi 2

CORRECTION from previous article

2011-07-09T23:20:00.001+08:00

Paragraph 4 should read as--

4)The fact is Canada is also a constitutional monarchy like Malaysia.If Malaysia has the Agong as head of state, Queen Elizabeth 2 is Canada head of state BUT a governor general represents the queen in Canada. And if states in Malaysia have rulers or governors,each province in Canada has a lieutenant governor to represent the Queen. The parliament, judiciary and executive for both Malaysian and Canadian governments report to the respective Agong and governor general.

USA vs CANADA

2011-07-09T01:13:00.001+08:00

1)Since I was small,the United States has always fascinated me. Not only from tv but also from stories I heard from my seniors at Sekolah Menengah Sains Negeri Sembilan Kuala Pilah.
2)Furthermore when my auntie followed her husband who worked at the Malaysian Permanent Representative to the United Nations New York, I was told of many great things about the US.I even wrote my auntie's New York address in my composition letter during my S.R.P. examination in 1982.
3)Not many people realized that USA and Canada are 2 different nations in North America.In fact some Malaysians said USA and Canada are the same which of course not true.
4)The fact is Canada is also a Constitutional Monarchy like Malaysia.If Malaysia has the Agong as head of state, Queen Elizabeth 2 is Canada head of state BUT a governor general represents the Queen in Canada. And if states in Malaysia have rulers or governors, each province in Canada has a lieutenant governor to represent the Queen. The parliament, judiciary and executive for both Malaysian and Canadian governments report to the respective Prime Ministers.
5)Canada is a nation with royalty but has many American values. For instance Canadians drive like the Americans while Malaysians drive like the British. Its good to experience American life with the Queen as the sovereign.
6)But in reality 3 out of 5 Canadians are anti Americans.(Based from my experience during the US Canada free trade debate in 1989)

One Day....

CANADA DAY

2011-07-01T22:31:00.001+08:00

Today July 1st 2011 is the 144th National Day of Canada. Canada gained independence from the British North America Act 1867. OH CANADA!

Hari ini 1 hb Julai 2011 adalah Hari Kebangsaan Kanada yang ke 144 tahun. Kanada merdeka melalui Akta British Amerika Utara 1867.

UNTUKMU AISHAH

2011-06-22T01:05:00.000+08:00

Aishah,
Terlebih dahulu aku ucapkan selamat hari lahir pada 19 Februari yang lalu.

Aishah,
di sini aku di dalam bilik yang dingin keseorangan menitip sisa hidup selama 43 tahun lalu. Ya,aku masih ingat akan mu cuma kau yang menyepi diri. Masih aku teringat akan perbualan terakhir kita sebelum aku meninggalkan Saskatoon pada October 1990 dahulu. Aku masih ingat aku memanggilmu daripada pay phone Pinder's Drug(sekarang Shopper's Drug Mart).
Aku yakin pada umur kita yang sudah 40an kau sudah berpunya dan mempunyai anak.Amat beruntung suamimu kerana dapat memilikimu yang cantik jelita.Cuma jika boleh aku ingin tahu siapa dia suamimu dan apa pekerjaanmu.Pernah sewaktu reunion Commerce University of Saskatchewan di Shah Alam pada tahun 2003, aku cuba bertanya tentangmu kepada rakan2 ku tetapi tiada yang bersuara.Mungkin mereka risau aku akan marah atau pun teresak menangis agaknya.

Aishah,
aku terlalu ingin untuk menemuimu tetapi sebagaimana yang kau tahu aku sendiri khuatir jika aku akan terus marah2 seperti mana yang berlaku sewaktu aku pergi menemuimu di Thunder Bay. Kita asyik bergaduh sewaktu aku pergi melawat Lakehead University.Apakah kita akan bertegang leher juga jika kita bertemu di saat kau sudah berkeluarga ini? Aku harap tidak.

Aishah,
20 tahun tanpa berita darimu amatlah menghampakan. Aku sering bertanya apakah nanti tiada juga kemesraaan jika kita bertemu sepertimana tiadanya kemesraan sewaktu reunion Saskatchewan tahun 2003 yang lalu? Aku masih ingat sewaktu kita mula2 berkenalan di KPP/ITM seksyen 2 Shah Alam dahulu. Kau amat pemalu tetapi aku seorang yang gila2.

Aishah,
Aku sedar siapa diriku. Aku balik ke Malaysia tanpa sekeping ijazah. Walaupun aku tidak gagal tetapi saudara mara,sahabat dan masyarakat tetap cakap aku kantoi. Telah lebih 10 tahun aku berbudi kepada tanah milik aruah nendaku. Hanya itulah sumber pendapatanku sekarang, tidak ada kerja dalam aircond apatah lagi menggores kad kredit kesana kemari.

Aishah,
Sengaja ku titipkan bingkisanku ini dalam blog
Agar semua orang tahu aku pernah mencintai seorang wanita bernama Aishah orang Johor
Aku berdoa semoga kita boleh berbicara di dalam email atau telefon, cuma aku tiada email dan nombor hpmu
Aku tetap mencintaimu dunia dan akhirat.
Semoga kau berbahagia.

KUALA PILAH CELAKA BABI

2011-06-14T11:37:00.000+08:00

Masa aku sampai kat airport Subang 15 Okt 1990 aku punyalah excited nak balik KP sebab family aku baru pindah rumah baru. Tapi first thing yang aku dapat aku kena maki hamun kena ugut kat pasar basah Kuala Pilah . Celaka babi punya Kuala Pilah punya tanahair.
Lepas tu bila aku accident 2 Dec 1990 (jubur lu lah) ada pulak cerita aku ambil benda setan sampai ada orang jumpa parents aku suruh aku masuk serenti. Celaka punya jubur. Bila aku cakap cakap dengan betina sundal Melayu ada pulak yang ugut. Aku tahu barua yang ugut aku tu. Dulu masa kat STJ aku tangkap barua2 tu hisap rokok so sekarang bila masing2 dah kerja dah ada kuasa nak balas dendam kat aku. Betultak? Burit punya AS 32.
Kau orang tahu tak hidup aku macam sial babi 20 tahun duduk KPilah ni? Dah lah kampung macam sial internet macam jubur bus service macam burit pelacur aku kena buat kerja berpeluh2 kutuk lagi. Mentang2lah kau orang ada ijazah kerja dalam aircond, apa kau orang cakap bau badan aku macam penagih? jubur kau oranglah. Lepas tu masing2 menunjuk2 depan aku sundal lawar, kereta mewah betul tak? Aku tahu kau orang nak bunuh aku 19 April 2004 dulu tapi nyawa aku panjang lagi.
Celaka kau orang. Babi puki sial Kuala Pilah celaka babi. Hoi barua aku nak tinggalkan Malaysia tak faham ke?
Macam barua2 yang interview aku 15 April 2003,mereka tanya aku mana degree aku? Aku jawap aku bersedia nak tinggalkan Malaysia bila2 masa untuk tamatkan pengajian.Tapi yang lubang juburbabinya aku masih lagi di Malaysia. Aku nak tinggalkan Malaysia faham tak? faham tak?
Celaka SIAL PUNYA TANAH AIR KUALA PILAH.

CONVOCATION - Graduation

2011-06-03T00:20:00.000+08:00

Imagine I am now at TCU. Names are called one by one. Finally my name is called and I walk myself to the Chancellor. The university president gladly give me my earned scroll. Presumably I am the only Malaysian who receive my scroll that day.

ONE DAY........................................................................................................................................................................

Humor?

2011-05-30T00:27:00.003+08:00

1)I thought no one reads my blog. Someone asked me whether it was the correct date that I arrived at SAAS airport Oct 15th 1990 and my accident happened on Dec 2,1990. I have my International Passport which stamped arrival at SAAS 15 Oct 1990 , 29 May 1989 and a police report of the Dec 2,1990 accident.

2)Now that Chrysler has started to pay its loan to both the US and Ontario governments, the world auto industry is taking its feet again. I am sure Proton and Perodua will build better design and economical cars apart from having greener engines. Although I did not see Chevy Cruze at the 2010 KL Auto Show, I am sure Proton and Perodua can make as good cars as Chevys. Of course a poor farmer like me will still drive the low quality Perodua Kancil I bought in 2002.

3)Talking about cars I remember a teacher in primary school Mr Foo who owned a VW just like my father. Those days everyone who owned a VW would have boom boom engines(the noisy engine exhaust). Mr Foo would arrive at the school a few minutes before the bell rang, so when we heard the boom boom noise we knew Mr Foo was coming to school. My father's VW was producing a lesser exhaust sound.

4)I always regard May 29 as an important date. P Ramlee died May 29th 1973. Malaysia has proclaimed May 29 as Seniman Day to honor people like P Ramlee and his friends. Another figure that I like is A.R .Tompel. The movie "Ahmad Albab" which Tompel played an arrogant wealthy father gave me such a significant impact. A baby was born to a poor farmer who married the arrogant wealthy father's daughter but the baby never stop crying until that arrogant wealthy grandfather knocked on a door. Then the farmer was bestowed with a hidden treasure inside a cave.

SINCERITY

2011-05-21T13:44:00.001+08:00

1)Where is sincerity in our modern world? By now my dear readers could guess whether I was sincere enough when I agreed to leave Canada in Oct 1990.
2)A politician in power would do his job but is he really honest for what he did? Another politician who is battling for power will make unrealistic promises in order to gain power.
3)A doctor with low pay at government hospitals will discharge his duties not 100% while a doctor at a private hospital will always attend his patients in terms of monetary value first hand.
4)A Muslim scholar will use his knowledge to make himself popular so that people would consult him on matters pertaining to Islam. Sometimes we know his advice is contrary to the al sunnah wal jamaah.(sunni)

There is no more world of sincerity today. No matter what we do there is always some kind of rewards that we want. So do not talk to me about honesty and sincerity.

GDP
Bank Negara Malaysia announced a 4.6% GDP growth for quarter 1, 2011. I think the administration of PM Najib can have a better figure for the 2nd quarter.

Nuclear Energy
Recently there has been a protest by the residents of Kuantan, Pahang over a proposed set up of a plant which could discharge hazardous radioactive carbon or some kind. Previously I kind of like the idea of nuclear energy or plant BUT after the March 2011 tsunami and Fukushima tragedy in Japan I began to have reservations. True there is no quake in Malaysia but Kuantan Pahang Malaysia receives a lot of rain from October to January. I would love to pay less for my electricity bill but certainly I do not want to die by radioactive carbons. Kuantan is the place where I was born. At least once a year I would drive east to Kuantan. I do not want to develop any skin cancer after my visit to Kuantan. I think PM Najib should review the Lynas project. To me Lynas is a potential Chernobyl.

Marriage
Again people were asking me why I am still single at 43. My problem is I do not have a proper income to support a lady.Thus I know every women looks at me as a less desirable man to be with. Speaking about desire my lust is towards women. Someone asked me whether I approved LGBTs (lesbian gay bisexual transsexuals). My answer is NO. But I find no harm befriending this group. At University of Saskatchewan there was a Malaysian guy who likes to wear women's clothes. He even confessed to me that he wanted to have sex change. I have friends from this LGBT group but that does not meant I approved this kind of sexual orientation. Its like me a Muslim befriended a Christian guy. I will continue a Muslim and he will continue a Christian. I hope to meet a women who could accept me for what I am because I am nobody.

To answer LGBTs:-
I DO not belong to this group of LGBTs. As an ASIAN , LGBTs is a menace to the Asian culture.

The Accident

2011-05-14T12:24:00.000+08:00

I must note that the Dec 2,1990 car crash was not the first one for me.On two occasions while renting a car in Canada I met with small accidents. Luckily I bought the Collision Damage Waiver (CDW) on both occasions. So I just paid the rental fee.

In 1988 I rented a compact Hyundai Excel. It must be a drunk driver who hit the Hyundai door and it dented a little bit. Back then Hyundai was not a popular model for Canadians, so I rented it rather cheap. The second incident took place while driving a Chevy alone at night on my way to Winnipeg. I hit something maybe a pig or a goat.I made a police report and continued my journey to Winnipeg where I switched for another car. I dared not touch the front bumper of that Chevy for fear it might be a pig that I hit.

This just came last night.

Suddenly I remember I was knocked down by a car near Bandar Hilir Melaka (Malacca) when I was in primary three. I can't remember the exact year maybe 1976 when my class teacher was Mrs Sim. I could still remember seeing the car axles as I was underneath the car engine. However I did not sustain any injury other than some bruises. We were staying in Tampin then about an hour drive to Melaka. My father brought me to Tampin District Hospital later. I guess the car was running slow. Otherwise I maybe gone then and not able to meet Bev and her family. I still wonder why my father did not bring me to Melaka General Hospital instead.

Education

2011-05-12T00:03:00.002+08:00

As a son I really valued the way my father was towards education. I remember in primary one 1974 at Sekolah Rendah Tunku Besar Tampin Negeri Sembilan I was warded for malaria. After I was discharged from the hospital I was so afraid to go to school again.My father dragged me into the car and sent me to school. When he left I suddenly remember I forgot my school bag. My class teacher Mrs Krishnan quickly punished me. Mrs K knew my father because he was a senior assistant at another school within the same district.So when I told my father later that day she scolded me my father replied I deserved it. Those days parents do not care much if teachers spank or pulled a pupil's ear as long as there was no broken bones and no deaths.

I could not remember how many times my father took the Higher School Certificate HSC (STP) examination.Finally he was admitted into Teachers Association twinning program with National University Jakarta Indonesia. My grandfather was a poor peasant and a mudim (circumcision man). I knew my father was smart but he was not allowed to go English school for fear of being an apostate.But he did go to a Japanese school during the 2nd world war.I remember he sang the Japanese song "Miyato okaino sora ai kete" many times to his grandson at the hotel room a few days before he passed. The irony was, his last posting as a teacher was at Sekolah Rendah St Aidan Bahau (the English missionary school that he was supposed to attend as a child)

Yet when my father tried to go to Sultan Idris Teachers College ( SITC ) in Tanjung Malim (now UPSI )he did not get a place. He chose to go to Pahang,stayed with a relative and finally able to go to SITC in 1955. Back then SITC was the only institution in Malaya. The British created SITC in 1922 with the aim to make Malays better readers than their parents as most Malays then were illiterate. I was looking at his SITC certificate,no flying colors but it was better than have nothing i.e.empty handed like me. My father could not speak fluent English but he reads English newspapers. However my mother has Senior Cambridge qualification.

I couldn't care less anyone who reads my blog complaining about my English. My English is good not like some distant cousins of mine who studied in Egypt but could not speak fluent Arabic.

In order to improve my English while attending University of Saskatchewan I asked the help from my friend BEVERLY. I knew Bev by chance while waiting for my Sociology class. There was a class project paper on hand and I needed someone to proof read it before submission to my instructor Leslie Biggs. Bev agreed to proof read my paper and said I owed her nothing. When she finally gave me back my paper I was surprised when she gave me a cleaned paper.There was no pencil trace or red marks what so ever. It irks me at first so when Bev asked me to have coffee with her I quickly agreed.It must have been the longest one hour coffee break that I have with Bev.I thought she never read my paper but then I realized I myself had difficulties answering her questions as if I'm defending my thesis project. It turned out Bev was an English tutor not a student as I had initially thought.
She had been an exchanged student in Sumatera before so throughout our three-year-friendship ,Bev was speaking Indonesian Malay to me while I talked in English. The way she reread my thoughts was different from my lecturers at College of Preparatory Studies ITM (now UiTM) Shah Alam Selangor when I did my South Australian Matriculation. The lecturers at ITM not only left red marks on my paper but instead rewrite the whole paragraph. In the end the papers I wrote and presented while in ITM were only 50% of my original ideas.

In the summer of 1988 I took the English 115.3 class under Mrs Claire Lipscombe. The Malaysians made up most of the class. So it was easy to postpone the morning class to afternoon instead as we were celebrating the end of Ramadan (Aidil Fitri). I don't know how I got through that class. It was summer and the blonde girl in front of me was wearing a very tight short and see through blouse. I remember Claire would always call the male students to look at her instead of the blonde girl every now and then.

Meanwhile
For the past week
1) Ron 97 up 20 sen to RM2.90 per litre
2)CPI for Q1 2011 is 2.8%
3)OPR Overnight Policy Rate up 25 basis points to 3% (floor 2.75% and ceiling 3.25%)
4)FSIs Statutory Reserve Requirement SRR up 1% to 3%
5)Sugar up 20sen to RM2.30 per kg

The Royal Wedding

2011-04-30T13:25:00.000+08:00

1)First let me congratulate Prince William Duke of Cambridge and his beautiful consort, Kate for their memorable wedding.
2)The Yang Dipertuan Agong and the Raja Permaisuri Agong of Malaysia was at Westminster Abbey yesterday. They are still Muslims!

I was reading my 1981 diary just now. When Lady Diana and Prince Charles tied their knots on July 29th 1981, it was the end of the fasting month of Ramadan. I was only 14 in 1981 and during the Duke of Cambridge parents wedding I was in form two (secondary two) at Sekolah Menengah Sains Negeri Sembilan Kuala Pilah Gentam. Back then there was no paid tv in Malaysia or even a private tv station. We just watched the recordings from RTM.

The Black Sheep

2011-04-25T00:22:00.001+08:00

1) When the MSD officers in Toronto told me to go back to Malaysia in Oct 1990, I refused because I knew I would be the black sheep of not only my family but to other Malaysians as well. I still wonder what made me agreed to leave Saskatoon with just a hand luggage. I left behind my personal belongings,textbooks,gifts,valuable class notes and of course the heart of Saskatoon people.
2) During my summer vacation from May 29th 1989 to August 21,1989 I went back to Malaysia briefly.Back then everything was nice. People said to their children " Look at him, study hard so that you could study overseas like him" .Some even invited me to their homes showing their young virgin daughters.
3) But when this black sheep came back to Malaysia in October 1990, everyone laughed at this black sheep. The dialogue was "Don't be like him. He is a bad man , an apostate. He is a failure face (muka kantoi) and don't ever go near him because he has Aids. (One reason of the Dec 2,1990 car crash)
4) Now I remember during the night of the accident my late father was not concerned about my safety but instead asked me how to claim insurance on his wreckage low quality Proton Saga car. No wonder why he left all his properties to his siblings and not to me his eldest son.
5) I know because of me the government decided to stop sending students to study abroad especially in western countries.
THE BLACK SHEEP----
6) But people may think with all their blackmagic they could have my mind and soul. I knew that because someone asked me who was the Saskatoon mayor then. I answered "Mayor Henry Dayday" and they laughed at me. They said I was wrong. I knew I was correct because I double check City of Saskatoon former mayors and there was Henry Dayday 1988-2000. (wikipedia - List of Mayors of Saskatoon)
7) No matter what I do Malaysians will always regard me as the black sheep of Malaysians studying abroad.

MUNAFIK

Well, if Malaysians accused me of being an apostate then other Malaysians especially the MSD people are munafik (equivalent to apostate too) BECAUSE they promised me it would be just a short stay in Malaysia not 20 years. They promised me the PSD would send me back to Canada the most after one year in Malaysia ,not 20 years.

I CURSE that those Malaysian students studying in Egypt the government paid for their flights recently after the fall of Mubarak ..............
I CURSE THEM TO FAIL THEIR STUDIES.

Wasting Tax Payers' Money?

2011-04-11T00:09:00.000+08:00

Malaysia is hosting yet another Formula One race in Sepang this weekend. But somehow I forgot to watch it on tv yesterday. The thought of watching F1 live at Sepang circuit has always been in my mind but the ticket is too costly. Believe me F1 is only for the elites, bourgeois and the rich NOT for a poor farmer like me. I would rather spend the money which is a third of my annual farm sales to buy Big Macs. However F1 race must continue in Malaysia because it is good for the foreign exchange income.

The Conflicts
After my car crash December 2,1990 I encountered many confusing events. Once I met a guy who said he studied at University of Saskatchewan with me but I could barely knew him. I knew that the other 24 Malaysians would come back to Malaysia the earliest in September 1991. So I disregard him- not to mention I had to pay his teh tarik too.

The 20-year-old conflict with Malaysians will continue BUT one day I will leave Malaysia. Canada is my destination. Although I have no money now, I know Allah will provide me the way to leave Malaysia. To Malaysians my gesture still as if I find it so hard to leave Malaysia but the fact is I am ready to go to Canada again a long time ago.

Some Malaysians said I wasted tax payers' money by coming back empty handed to Malaysia but the real people who wasted tax payers' money were the University Utara Malaysia UUM lecturers and the diplomats at Malaysian Students Department. During my 3 years in Canada, at least 15 UUM lecturers came to Saskatoon. Initially I thought they really came to do some research but the fact is they were spying on me. Believe me they came to Saskatoon at least in business class flights. I knew that because once as I was carrying their luggage I came across their flight tickets. I was their 'Coolie' for their rides and even I have to spend my scholarships to buy their foods.

BUT
When I went to UUM last year to attend my sister's MBA convocation, not even one UUM lecturers dared to meet me. I could see their faces but they just ignored me(just like every other Malaysians). Don't mention about teh tarik because mineral water is absent as well. I understand they are elites who drive imported cars, wore Paris suits and Clarks shoes.I was not their standard. But it was this Malay coolie whom they bullied while sight seeing in Saskatoon. They are wasting tax payers' money but NOT ME.
The UUM lecturers mission to Saskatoon was to spy on me, find the mistake that I made in Saskatoon and recommend to the PSD to send me back to Malaysia and become a coolie again.

AND TO ALL YOU UUM LECTURES WITH Phd or WITHOUT
1) Having a surplus balance of payments does not necessary mean the federal government budget is surplus too because BOP and Federal Budget are two separate SHITS.
2) UUM MBA degrees are inferior because even until now my sister is yet to gain an increment in her salary.

One day I will go to Saskatoon again as a complete stranger because all those people that I knew were gone forever. Maybe a picnic at Pike Lake will sooth my mine...........

Malay Bible

2011-04-04T00:34:00.000+08:00

Finally the Najib premiership has embarked on the most important decision regarding race relations in Malaysia. It was decided that the holy 'Bible' can be published in any languages including Malay provided for the Peninsular Malaysia edition it must print "For Christians Only".

I remember while checking into hotel and motel rooms either in Hong Kong or Canada I could find a copy of the holy bible in one of the cupboards.But I cannot find any copy of the holy Quran when I checked into hotel rooms in Malaysia.

It is the same for the use of the word 'Allah' for god. Although the courts are still undecided over the issue of the word 'Allah' for churches, I find no harm if the churches want to use the word 'Allah' for god. Malaysians are more educated nowadays. Of course the issue of Islam as the official religion and the special rights of the Malays provided in the Federal Constitution will be the aspects in which the verdict of the word 'Allah' will be based upon.

But I am a Malay of suku Biduanda. I eat with my right hand. I find it awkward to eat with fork,knife and spoon. I speak Malay. I take off my shoes at home.My parents are Malays but why can't I get an extension for my Canadian studies scholarship?
Answer: Simply because I refuse to marry a Malay women who apparently is a relative of mine.

The rhythm of song "Selamat Tinggal" by Broery is going deeper and deeper into my soul.

New Credit Card Ruling

2011-03-21T00:01:00.000+08:00

Bank Negara Malaysia (www.bnm.gov.my) on 18th March 2011 announced a new ruling for credit card applications. Now the minimum income requirement has been increased to RM24,000 per annum from RM18,000 annually.

Now a person can only have two credit cards from a bank. Taking into account the number of banks in Malaysia, I truly lauded this move.

The use of SMS alert for every transaction commencing 1 January 2012 is a good innovation.However I am not sure about the P.I.N. requirement for every transaction beginning 1 January 2015. Is the PIN required for the worldwide transaction or is it just for transactions in Malaysia only?

No One Cares

2011-03-18T00:10:00.000+08:00

Since October 15th 1990, I have never met one single Malaysian asking me "Nizam, when would you would like to go to Canada again?" But instead I got a letter demanding RM70,000. That is the first SHIT. No one cares about my studies. The Malaysian Students Department officers were busy playing golf ,polishing their Mercedes and have second or subsequent wives.

SHIT Number Two
The academic year for University of Saskatchewan starts in September every year. I came back in October 1990. What did I do between August 1990 to October 12th 1990? Playing with my penis hah?

SHIT Number 3
Who the bloody hell those students from Egypt whom the Malaysian government paid their trip home recently because of Mubarak the dictator? They were received at KLIA Vip terminal. Who the hell they are? Rulers, ministers or just 10,000 stupid dumb Syiah followers. In addition the government still pay their airline fares back to Egypt with RM500 cash. My god! You dumb politicians.

SHIT Number 4
I am not sick. Now I realized that I am not sick. If I look sick that is because I have been in this uncivilized country of mine for the last 20 years. I want to see the world.
Those interviewers at Putrajaya who interviewed me on April 15th 2003 were dumb as well. Continue my studies in a low class government or private Malaysian universities and learn back from scratch. Idiots!

Shit Number 5
I am a straight person. My sexual orientation is towards women. I do not like ass holes! Its full of shits.

What about my Canadian studies? You bastard politicians.

I AM NOT ACTING

2011-03-16T00:11:00.000+08:00

For the last 20 years I have tried to find ways to go to Canada again. Guess what Malaysians said.. "I am acting"
Allah is my God and Muhammad is His prophet
Right from the moment I stepped out from the aircraft at SAAS Airport on 15th Oct 1990, I said to myself one day I'm going to Canada again and I will.
Malaysians who read my blog said I was acting. No people. I am not acting. If I have the money I would leave Malaysia in under 72 hours. I do not act. Believe me people!

WHY NIZAMVAL?

2011-03-11T01:15:00.000+08:00

Now that I know a few Malaysians are following my blog, people were asking why I chose 'Nizamval' as my blog address. First the address 'nizam' was taken. So to get my full name I just write nizam then abbreviation A for Abdul and L for Latip my surname. I purposely did not write SAIFUL because as you all know I'm a born loser. Nothing that I do is successful. (Just like those interviewers said to me during my JPA or PSD interview in 1985 when I was 17th) My name SAIFUL is closed to the word successful. Since I am not a successful man I just leave the name SAIFUL.

V denotes versus. So nizamval is meant, I always fight with my late father diplomatically so that I could go to Canada again. I remember as I was driving my father to the hospital on that fateful day of December 30th, 2008, I kept on mentioning Syahadah(first pillar of Islam) and Canada to my father. I could read his lips saying "take care of my mother" and I told my dad to syahadah and I will go to Canada again.

REUNION
As I said before I thank my fellow 24 Malaysians who went to Canada with me for not inviting me to any of the reunion gathering. I understand I just drive a cheap Perodua Kancil, work in sweats, no suits and tie, no girlfriends and friends, don't like to mingle around with people, a born loser, I don't know table etiquette and could barely make RM6,000 per annum. Read with your eyes people "I could barely make RM6,000 per annum income in Malaysia". So it will not make any difference if I go to Canada and become a beggar.I am staying with my mother and sister now. When my mother dies, I know my sister will evict me out from this house. So it doesn't matter if I go to Canada and my landlord evicted me out from my apartment because I could not pay the rent.By the way, I WAS NEVER ever EVICTED from my room or apartment by my landlord during my three-year-stay in Canada.

So readers
You Watch Your Damn Mouth
Celaka babi puki iblis laknatullah punya tanah air.

FRIENDS 2

2011-03-03T01:00:00.000+08:00

I know I have many laughing friends but I do not have a friend to cry upon in Malaysia and I do not intend to find one. My Canadian friends treated me better than Malaysians.

FRIENDS

2011-03-03T00:47:00.000+08:00

It is now midnight in Malaysia. I must admit I am lonely but who would want to make friends with me. I'm a nobody and poor. I had a facebook account once but I closed it later.

Listening to an Indonesian singer Broery Marantika singing Selamat Tinggal, I keep wondering will God ever answer my prayers. Looks like it has been 20 years of praying. I will continue to pray so that I could leave Malaysia and say 'Selamat Tinggal' to Malaysians who hated me so much.

I thank those who went to study in Canada with me for deserting me for the past 20 years. Maybe watching the rerun of sitcom 'Friends' is the only answer.

FINANCE Magazine

2011-02-24T23:36:00.000+08:00

I thank God that today I received the Global Finance magazine by ordinary mail delivered by Pos Malaysia. The last Global Finance magazine which I received was in May 2010. I wonder where were those issues from June 2010 to January 2011? Who took it and why?

CORRECTION
The sentence on KPDNHEP from my previous article SHOULD BE READ as " I propose that baby milk and pampers be made controlled items by the KPDNKK". I'm still young, guys!!

GDP 2010 at 7.2%

2011-02-20T23:09:00.001+08:00

When Bank Negara Malaysia released the 4th quarter GDP 2010 at 4.8%, my reaction was ok. Achieving 7.2% annually for 2010 GDP was a success for Najib's administration.

My instincts say for 2011 even if the crude oil prices shot up to USD 147, Malaysia could at least maintain a GDP of 5%. Of course I have no proper charts and technical analysis, it was just a cross of my mind.

The introduction of 70% limit on 3rd house purchase for a borrower is very interesting. I do not own a house thus maybe I can have a 90% loan if I want to buy a condo provided I have a steady flow of income. The term LTV was not in my mind for quite sometime. Maybe LTV can be used for a borrower who wants to buy a second car too.

As in the early 1990s, I am calling PM Najib to review the CPI subsectors more thoroughly. Beside food and beverages, other expenses must also be included such as bus and LRT fares, toll and even essential items for machine maintenance( tires,engine oils, traffic tickets etc). For instance for a 5 sen increase of Ron 95 gas price, every other sector of the economy will also charge 5 sen extra. I propose baby milk and pampers be made controlled items by the KPDNHEP.

There has been voices that the government intend to use tax payers money to send back students to Egypt to complete their studies. It is a stupid move. Most of their parents own non national cars and non national cars are more expensive to buy. If their parents can afford to buy cars other than Proton or Perodua it meant they have money. The government has done a good move by bringing home those students safely to Malaysia. And they were transported back to their homes from KLIA in imported cars, mpvs and suvs. Their parents are rich. PM Najib's government must not use taxpayers money for those students to return to Egypt. v

The Yellow Culture

2011-02-19T00:30:00.001+08:00

It has been years since I saw a cultural show. I don't usually peek at any cultural show. But yesterday while sight seeing at a local shopping mall in Seremban I saw the LION DANCE performance.

I cannot recall while attending 3 years of business school in Canada that I have ever watched a live lion dance performance. For every International Students Week show normally held in January every year that I attended in 1988, 1989 and 1990 there was no lion dance show. Its kind of weird that fellow students from the great wall did not know about lion dance when I asked them. Anyway I enjoyed the show.

I have never been to Egypt or any of the gulf states. A few years ago when the internet made its way into Malaysian minds, it was decided that the only way to counter the so called bad western influence i.e. the yellow culture was by diverting the routes Malaysian students were heading. Thus thousands were sent abroad to study in the Arab fraternities. Then after a few years it was realized that those students have changed their faiths.

I do not meant being an apostate but most of them have changed their school of thoughts i.e. from sunni to syiah. That is why nowadays there are many Malaysian men who wear the jubah and serban like the Arabs and Malaysian women wear the purdah instead of just the normal jilbab
(tudung). To me wearing clothes is just the ordinary garments and not following the Arabs.

Bear in mind that not only western countries have naked bars and not all Arabs are Muslims. I know some Arab nations have entertainment premises which serve alcohol and semi naked waitresses who dance 'gelek'.

The problem with Malaysians is the obsession of the word Islam. Anything that bears no 'ISLAMIC' phrase is not Islam which is stupid. There are banks in Malaysia which has no Islamic phrase on its title but is fully operational according to syariah. If a women does not wear the veil or you do not join a particular group then you cannot even reside in certain states.

People asked me if I ever is interested in Malaysian women and must she wear the veil. My answer is not necessary. I find beauty when women wears the veil and when she lets me see her hair.The point is I have never met any Malaysian women who adhere to my tastes. Most Malaysian women that I met tend to take advantage of me since I am nobody , you know like the master and slave.

I guess that answers the question whether I am a moderate Muslim or not.

The Suit

2011-02-14T01:46:00.000+08:00

It is now half past one in the morning. Want to know why I cannot sleep?
Now I remember some of the weird events at the then SAAS airport KL on October 15th 1990.No wonder those immigration and custom personnel was rude to me. They asked me why I did not have my tie though I did have my jacket on?
I told those immigration and custom people I will be in Malaysia for a while but they laughed and looked at me like shit.Right from the very beginning I was bullied.Nothing said is nice about me since then.
NOW
I swear to God the next time I fly out from KL I will wear my jeans and t shirt. This is because I was accused of carrying bad Malaysian image when I was abroad from 1987 to 1990.
The Suit will always be remembered!

Happy Valentine's Day

Happy Valentine's Day

2011-02-14T00:29:00.002+08:00

Happy Valentine's Day

Happy Valentine's Day - Feb 14, 2011

2011-02-13T00:20:00.000+08:00

May this Valentine be remembered as our first Valentine together.

Happy Valentine's Day

Proton Inspira and Students

2011-02-11T23:10:00.002+08:00

Inspira
I must admit I am surprised by the overwhelming response of the Inspira which is a rebadge of Lancer. It seems that Japanese technology still have the upper hand on Malaysians. The management of Proton must take note on this matter. As for me I cannot afford the Inspira.

Students
Due to the uprising in Egypt, PM Najib has made a bold decision by bringing home more than 3000 students studying in Egypt back to Malaysia. It is to my understanding that the hefty bill of millions in ringgit is second to the safety of Malaysians abroad. The government must send back these students to Egypt to complete their studies when the situation improves.If the government still want to leave my name from being send back to Canada, its OK with me because I'm used to it. But think about those future physicians. Cutting one's head is nothing compared to 3000.I am not important thus I just need the Malaysian passport at KLIA.
BUT COMPARE
In 1990 when I was forced to leave Canada, the political situation in Canada and Saskatoon was calm. There was no upheavals, no riots, I was not a failure, I am still a Muslim and single. The only hick ups then was Canadians uneasiness of PM Mulroney ,Premier Devine and Hon Romanow.

VALENTINE'S DAY
In 1989 when I went back to Malaysia briefly, the opposition of Valentine's Day was small in nature.In 1990 when I've made known of my decision to have a Canadian Caucasian bride, all of the sudden the Islamic scholars of Malaysia said it is HARAM to celebrate Feb 14th. The problem is what if someone's birthday is on Valentine's Day. Obviously any Muslim in Malaysia who was born on Feb 14th CANNOT celebrate their birthday since it concurrent with Valentine's Day.Believe me, I can celebrate Valentine's Day if the women is a relative of mine.

I am a Muslim and I 'm celebrating Valentine's Day.

A Proud Malay

2011-02-04T22:31:00.000+08:00

As a Malaysian from the Negeri Sembilan Malay ethnic group of Biduanda Waris on my mother's side and Tanah Datar on my father's, it was such a proud moment when you hear a foreigner speaking your mother tongue.

After searching endlessly for her dvd, I managed to watch the movie Eat, Pray , Love starred by Julia Robert my favorite actress. Even a simple "Terima Kasih" which Julia Robert said has boosted my Malay ego.

Till then!

Repair or Replace

2011-01-28T10:28:00.000+08:00

Repair or replace. That was the opportunity cost dilemma which I faced a few weeks ago. I was at a Castrol workshop to change the engine oil of my not proud Perodua Kancil when it was found that my brake fluid leaked like shit.

The mechanic asked me to replace the brake pumps which I did. But the other part of the story is I have used all the money I saved in case I have to go to the hospital again or if I'm warded at any government hospital.

Of course a COMMONER like me cannot afford to go to a private hospital. If I'm rich I wouldn't have let the stupid doctors at IJN to operate my late father. I would have brought my father to the best hospital in Canada to be operated by the world's best surgeons. Not to be operated by some low class Malaysian doctors. The stupid IJN doctors only gave my father 5 extra years and they were so damn proud of that 5 years.

Of course as a COMMONER the police is interested to know why I was speeding on the way to the HTAN on that Tuesday afternoon of December 30th 2008. But I wonder why I have to yell at the Emergency staff for a stretcher. Answer: Because my father was a nobody. Of course if Tun Dr Mahathir coughs, 10 doctors will surround him immediately.

If I'm rich, I would not have bought the inferior National Cars because in Malaysia people looked down at you if you drive a Proton or Perodua.

The Palace

2011-01-18T23:33:00.001+08:00

I am now 43years old. At this age other than preparing for the next life, my mind is set to find as much money as possible. Owning a house is one of them. Of course I'm interested to buy either an apartment or a condominium.
The house will be a palace for me when I'm old.

I have never been inside a palace of any kind whether in Malaysia or Canada. As a COMMONER with no title, who am I to get invited to any of the nine royal palaces in Malaysia.

Back to my dream home. Obviously my dream house which I viewed while in Saskatoon will just be a dream. But I like the location which is just near The Mall at Lawson Heights. Owning a condo in greater Kuala Lumpur will be expensive because even a three bedroom condo is priced more than RM400 K at least.

This is what the Malay proverb says
"Angan2 Mat Jenin" (I don't know the exact English translation but it is closed to meant don't dream for what you can never ever get)

Will I ever gonna own my own place? God willing! That will be my palace.

Continuation............

2011-01-10T08:50:00.001+08:00

There were some other sayings which I forgot to write in my last article. Most profound was that I went to Canada and brought back a 'Minah Salleh' waitress to Malaysia. The reason being there were many famous Malaysians who went abroad to study brought back western women whom they met at bars and pubs.

Another, was the reason why that Dec 2, 1990 accident happened. I was not drunk on that day. Remember every Dec 1st is World Aids day. Some people who knew me well said I'm supposed to come back to Malaysia in 1991 BUT I came back in 1990 because I had HIV. Now! that really hurts even until today.

Not to mention when people said I have a different sex orientation since their efforts to match me with some female relatives went futile.

I have only two women in my heart. One is a Malay women from Johor Bharu and another is a Caucasian Canadian from Outlook Saskatchewan Canada. Both women are now married with kids.

Till then!

2011 A.D.

2011-01-07T10:24:00.000+08:00

Today is the 7th day of 2011. In terms of new year resolution I don't have any because since January 1st 1991, I have stopped from making any new year resolution.Why?

My car crash December 2, 1990 was the turning point. I said to myself there must be a solid reason for me ramming into those cows. I'm a competent driver yet the accident had erased most of my memories.Why I could not remember anything about Saskatoon all of the sudden? And why at one time I can't remember that I even went to Canada?

The reason was jealousy. There were sayings such as he won't even make it to the second year, he will come back as a musician with wife and kids and none what so ever the word of he will get his degree. I don't bullshit other peoples lives but people bullshit my life for the last 20 years.Not to mention when I bought my Perodua Kancil in 2002. Did he sell ***? Aren't he afraid of the death penalty?

The famous Malay cum Negri Sembilan word is 'JOBO' sort of arrogant in English. Believe me it is not proud to own that small Kancil, it is a necessity. People who knew me from primary school will tell that I don't like to talk a lot. Even after I have paid off my car loan more than a year ago, those people still want to bullshit me by having many buses stopped in front of my folks home. They thought they could be cynical to me! I am not allowed to own a car but other people can have whatever they want. Idiots!

This is the attitude which I don't like about MALAYsians. Unless you relented to their demands, you will be attacked mentally and not to mention physically.Reason, to remind me of my roots. Guess what, maybe I should read that Alex Haley's novel again.

I DOUBT Malaysia will ever achieve the developed status by 2020.

SO IT WAS TRUE. IT WAS MY GREAT GREAT GRAND DAD PAHLAWAN ADI WHO WAS IN MY DREAM.

PROTON CITY

2010-12-17T00:20:00.001+08:00

I am imagining myself in the year 1955. I am about to take the bus from my hometown Batu Kikir Jempol, Negeri Sembilan to Tanjung Malim, Perak to attend Sultan Idris Training College. Obviously Negeri Sembilan and Perak was among the four Federated Malay States. So the road link is quite easily accessible.

In a few years time I will be a teacher and teaching my fellow son of soils. Now fast forward to 2010 A.D...................................................

Each time we went up north of the Peninsular Malaysia, my father will always make it a point to stop at Tanjung Malim to reminisce his college days. Whether to stop at the petrol station toilet or even to dine we must stop at Tanjung Malim. My father will always peek at the old SITC buildings.
BUT
That did not happen the last time we went up north to attend a relative's wedding in Taiping. My father asked me to drive at 110 km as usual and get him to Kuala Pilah safely.

A university student asked me why must Proton have a city in Tanjung Malim? My answer: My late father said as with his friends, "he attended college to inspire his students for independence from the British and certainly after 50 years of independence he never expected the developments to be as vast as it is now". Malaysians can build its own cars and even have an auto city. There were tears on his face....
Al- Fatihah

I will not let stupid emotions affect my choice of a leader. I WILL NEVER choose someone who has criminal records no matter how religious he is.

KLIMS 2010

2010-12-16T23:47:00.000+08:00

I was at the Kuala Lumpur International Motorshow 2010 held at PWTC last week. Honestly I feel my RM15 spent on the entrance fee was not worth it. Reason I do not see any big names other than the usual brands. I was hoping to see big names but it was not there.

Proton showed its Emas car and other 5 concept cars which bear the names of five Malay warriors namely Tuah, Jebat, Lekir, Lekiu and Kasturi. Perodua also showed some new models. But I feel Proton can do more. I am yet to find Proton convertible and coupe models. Maybe in the future..

The last time I was at a car show was in the 1970s. The show was held at Changkat Pavilion near Stadium Merdeka Kuala Lumpur. I remember then the residential project of Taman Tun Dr Ismail (TTDI) was about to take shape.

I am disappointed that Chevy only reveal the new Camaro. I am not much of a Camaro fan. Where were all those names such as Jaguar, MG, Skoda, Volvo, Benz , BMW etc? I can't find those at KLIMS 2010.

But I must congratulate Malaysia Automobile Association MAA for being able to organize such a big event. I know it will better next time!

PEN PAL

2010-12-01T23:20:00.001+08:00

That was the photograph of my pen pal whom I got to know when I was 12th. His name was James R Sollis. I hope I spell the correct surname. When I was in Canada I tried to find him but to no avail. His last address was in Tenn.

I think it was a Disney program then or was it Sesame Street where they have a pen pal section.

I hope to meet James one day.

Columbia Icefield

2010-11-28T15:45:00.002+08:00

Columbia Icefield, Jasper August 1988

Believe me, that was the real me in 1988. It was not super imposed.I was thin because I ate a lot of sardines. Why? Because it was hard to buy a muslim slaughtered beef or chicken then. We have to buy those from Winnipeg.My critics accused me of eating non slaughtered beef (its beef or chicken but was not slaughtered by muslims) which was untrue. But I did buy some kosher meat and chicken.

I was there in August 1988. The reason I wore a short and the Australian map t shirt was to denote it was cold (below zero) at Columbia Icefield Canada in August (summer) but it is winter in Australia. I remember as I finished taking that photo, I hopped into my rented car and switched on the heater full blast. I was not a hero!

I thought I could go again to Jasper for a skiing trip but what can I say. There are many other wishes which did not materialize such as wanting to rent a one bedroom apartment at downtown Saskatoon. The rent was CAD 600 yet my scholarship was only CAD 420 per month. Another wish was to take a train trip along Banff and Jasper National Parks.

Lake Louis was another place I envy. But sad to say I burned that picture I took at Lake Louis during my "uncertain period" between 1991 to 1998. Everybody I met in Saskatoon shared with me the feeling of having a good honeymoon in Banff and Jasper.

I wish the royal couple Prince William and Kate the very best on their coming wedding.

Canadian Light Source Inc

2010-11-22T00:46:00.000+08:00

For more than a year I have been trying to find a direct link between CLSI and Finance. With my limited incomplete B.Commerce knowledge, CLS will help organizations improve their cost structure.

Say in researching for better motor oils and paints, finance will make sure that although the cost of research is huge , the research will produce a long lasting impact on the environment.

I guess the smaller mobile phones nowadays was the result of synchrotron and Canadian Light Source in building powerful computer chips.Maybe then Blackberry and Ipod can be sold less than RM1,000 in Malaysia.

FAREWELL PONTIAC

2010-11-14T00:37:00.000+08:00

I am quite emotional to learn that as at October 31st 2010, GM formally terminated Pontiac from its fleet.

I have also come to my senses that in fact I have driven another car (refer to my article 'Automobile' Sunday July 6th 2008). The car was Pontiac Tempest. The reason I drove Pontiac Tempest was to feel the difference between Chevy Corsica and Pontiac Tempest. Obviously Tempest and Corsica shared the same body, as with other GM brands such as Chevy Sprint and Pontiac Firefly.

Maybe I have the 'REZKI' to drive the Proton Inspira to compare it with Mitsubishi Lancer. As you know how can I afford a 100K car? Am I right?

I am tired of waiting. I have waited for 20 years. Let me go!

I AM NOT WELCOME

2010-11-12T23:49:00.001+08:00

October 15th 2010 marked my 20th year in Malaysia. Certainly as a Malaysian I would love to be welcome. I don't meant VIP treatment but let me feel ease in this country where I was born.

The reality sucks. 20 years is a very long time. 20 years is not 2 hours and not even close to 2 years. 20 years is 7,300 days and it was a very, very, very long time. I have wasted 20 years of my life here in Malaysia.

Why must stupid bastard Malaysians care so much about where I got the money to put down my Perodua Kancil in 2002? Hello! I am not a bastard politician and I never succeed anything in life. But for sure I don't take no drugs and I have stopped boozing a long time ago.

See! See! I wrote a broken English. Although there is no bombastic vocabularies my English is wrong. Am I? or is it stupid bastard Malaysians who have been bullying and degrading me for the past 20 years who refuse to understand.

There is no point me saving money at Tabung Haji to do my pilgrimage in Mecca because remember I AM NOT ALLOWED TO LEAVE MALAYSIA NO MATTER WHAT. BASTARDS! IDIOTS! CELAKA! SIAL!

Remember Tan Sri P Ramlee the great actor of Malaysia. He used those vulgar words and yet his movies was on TVs whether government or private. So buzz off and let me go to Canada.

Fortnight Events

2010-11-12T23:29:00.001+08:00

PROTON INSPIRA

Proton launched a new model Proton Inspira recently. This model was developed with Mitsubishi thus certainly it looks like Lancer. I cannot afford Inspira.

RON 97

2 days before my 43rd birthday the government announced a 5 sen increase of Ron 97 to RM2.15 per litre. Obviously I am not affected by this move since my 1 litre Perodua Kancil uses Ron 95 only.

3G SPECTRUM

I don't see Malaysia as a developed nation in 2020. Reason, broadband and internet coverage in Malaysia is 20 years behind. I can understand a poor 3G coverage in a rural area like my hometown Kuala Pilah but to loose 3G connection abruptly while in Kuala Lumpur is a shame. The world is moving towards 5G and Kuala Lumpur is lagging in 3G spectrum. Please do something PM Najib!

BUDGET 2011

2010-10-17T00:00:00.002+08:00

As expected when PM Najib and Finance Minister presented his 2011 Budget speech last Friday October 15th 2010, I was asking the question many people asked. That is the deficit.

Back in the 1990s Malaysia had a budget surplus while in reality the current account was largely negative. The situation now is reverse where the budget is deficit but the current account is surplus.

To me 2011 budget has a loophole such that it failed to address the unattractiveness of Malaysia as a place to invest. The corporate and individual tax rates in Malaysia is still high (corporate at 25% if I'm not mistaken). Thus Malaysia is losing its competitiveness to its neighbors.

Most interesting is the exemption of import and excise duties on hybrid cars until December 2011 and maternity leave for public employees. Now that cellphones are much cheaper,I guess I could buy those 3G cells.

With 26000 Malaysians heading for Mecca for the haj, I feel the time has come for the government and Tabung Haji to have a better Tabung Haji Complex. Obviously the Kelana Jaya complex is too crowded and it is a nuisance to the neighborhood at this time of the year. Maybe the present LCCT at KLIA can be used as the new Tabung Haji Complex when the new LCCT terminal near Bunga Raya Complex is complete.

I presume many Malaysians abroad will come home in 2011 as the Talent Corporation takes shape. They should have no problem in getting a good job commensurate with their qualification and experience. I have nothing and I am Not a professional.

Overall it is the budget for the people as PM Najib always said People First, Performance Now.

ISLAMOPHOBIA

2010-10-09T00:03:00.002+08:00

PM Najib spoke to the United Nations General Assembly(UNGA)recently. I think his most interesting topic was Islamophobia i.e. prejudice against Islam as a religion and Muslims as its followers.

The prejudice was evident a long time ago. There were 25 Muslim Malaysians government sponsored students attended College of Commerce University of Saskatchewan in September 1987.Four males and 21 females. One male and one female student was discontinued in September 1988. I was forced to leave in October 1990 and I guess the rests graduated in 1991.

Talking about Islamophobia...There were talks among students since we were the first Muslim batch attended the college. There were other Malaysians at U of S but they were NOT government sponsored. Some of my female friends wore the veil or tudung and that made people asking "nuns are attending school too?". Another student asked who will be the next Abu Nidal.

Another aspect is the 'SAMAK' or cleaning with the soil. Muslims do not eat pork, in fact bacon is a taboo (no offense to actor Kevin Bacon) to us.So each time we move to a new place we have to 'SAMAK' the fridge and the big freezer. The procedure is to clean the fridge 3 times with earth water and 4 times with ordinary water. We have to do the same procedure if we were exposed to dog's waste and saliva. Initially there was a misunderstanding but as time went by my very good friend will always have some earth soil stand by every time I went to her place because each time I went there her puppy will always kiss my hand.

I am not sure about the stringent checks at airports since 9/11. I HAVE NEVER BEEN OUT from Malaysia since 15 October 1990. But taking off shoes to me is nothing. I am NO VIP in Malaysia. Checking out shoes to me is nothing, not much of a problem compared to some Malaysian VVIPs, ex PMs and ex DPMs.

As to building a mosque at New York ground zero I have reservations.Initially the idea was good but as many people opposed it then I guess majority wins. To me Muslims in North America must remember their roots compared to the Caucasians and Metis.

Muslims are not terrorists. A Muslim must believe in 5 pillars of Islam, 6 pillars of Iman, the Quran and Prophet Muhammad (pbuh). Even in Malaysia there were many deviant Islamic teachings. Those people just use their followers for their own selfish gains i.e. money, assets and sex. Those deviant Muslim teachings were the roots of terrorism, so to speak.

But I am just an ordinary Muslim. I must admit while in Canada I seldom go to the mosque for Friday prayers. That is why for the last 20 years I tried my best to attend Friday prayers at the mosque. Furthermore I'm going 50.

THERE IS ONE GOD WHICH IS ALLAH and MUHAMMAD(pbuh) IS HIS MESSENGER.

PROTON Safety Recall

2010-10-08T23:05:00.000+08:00

Finally the National car maker has made the call. All those Gen2 1.6 A/T with auto cruise function and Satria Neo 1.6 A/T with auto cruise function manufactured between April 2004 to June 2008 are recalled to inspect the clock springs.

More information at www.protonaftersales.com

1 MALAYSIA - ETP

2010-10-01T23:26:00.000+08:00

When PM Najib took the office of the Malaysian 6th Prime Minister, he heed on a trademark of 1 Malaysia. In a nutshell, 1 Malaysia is a principle where the people come first in any government action. 1 MALAYSIA - people first, performance now.

Economic Transformation Program - ETP

While the government was previously the main engine of growth, ETP paves the way for private sector involvement. EPPs (Entry Point Projects) are the mainstream of the newly identified economy. There are 12 National Key Economic Areas (NKRAs)
1)Oil, gas and energy
2)Palm Oil
3)Financial Services
4)Tourism
5)Business Services
6)Improving electronics and electrical
7)Wholesale and retail
8)Education
9)Health care
10)Communication content and infrastructure
11)Agriculture
12)Greater Kuala Lumpur

As for #4 Tourism it could be subdivided into Health Tourism and Education Tourism. I remember when my father had his operation at IJN, there was a couple from another ASEAN nation who had their by pass operation there.

Lately Malaysia has also been a center for students from Africa and ASEAN nations to obtain tertiary education. These students would be traveling to many parts of Malaysia during term breaks.

I am anxious to know the actual size of greater Kuala Lumpur. Will it be like the MSC i.e.Multimedia Super Corridor where it covers the area of KLCC, Putrajaya and KLIA? My instinct says it will also cover the Negeri Sembilan north west area(Nilai or VALue)

HOWEVER
1 Malaysia to me is not completing my Bachelor's degree at Universiti Utara Malaysia UUM (at one time ESB USASK had an MOU with UUM). Never ever I wrote any letter nor I spoke to anyone to complete my BCommerce at UUM. It was absolute nonsense.

To my fellow friends who studied at Commerce University of Saskatchewan, Thank You FOR NOT inviting me to the raya gathering becoz you people do not have my contact number, does it not?

Stupid Malaysians

2010-09-23T21:13:00.000+08:00

Malaysians are stupid-1991
Malaysians are stupid-1992
Malaysians are stupid-1993
Malaysians are stupid-1994
Malaysians are stupid-1995
Malaysians are stupid-1996
Malaysians are stupid-1997
Malaysians are stupid-1998
Malaysians are stupid-1999
Malaysians are stupid-2000
Malaysians are stupid-2001
Malaysians are stupid-2002
Malaysians are stupid-2003
Malaysians are stupid-2004
Malaysians are stupid-2005
Malaysians are stupid-2006
Malaysians are stupid-2007
Malaysians are stupid-2008
Malaysians are stupid-2009
Malaysians are stupid-2010

Why are Malaysians so damn bloody stupid?
Malaysians DO NOT like me and yet I must remain in Malaysia....

Great Speeches

2010-09-12T00:29:00.001+08:00

For many months I have been studying the great speech made by the late King Edward VIII when he abdicated his throne to marry Wallis Warfield Simpson.

The paragraph which I really like is:

" But you must believe me when I tell you that I have found it impossible to carry the heavy burden of responsibility and to discharge my duties as King as I would wish to do without the help and support of the women I love "
(source http://www.historyplace.com/speeches/edward.htm)

There is no Malaysian women, none what so ever that I love.

Body Language

2010-09-11T23:59:00.000+08:00

I didn't take up Psychology as one of my electives while at Commerce (now ESB) Usask Canada. But I took Sociology instead. Although it was a long time ago, I can still spell Weber correctly.

Talking about body language, Malaysians are stupid in reading my body language. They said I enjoyed staying in Malaysia while the fact is I hate staying in Malaysia, I hate celebrating Hari Raya in Malaysia. It has been 20 dull Hari Raya since 1991.

Compare 1) Tun Dr Mahathir enjoyed himself as Prime Minister of Malaysia for 22 years. He is a national hero.
2) I'm no camparison to Tun Dr Mahathir per se but 20 years in Malaysia since October 15, 1990 has been hell. Malaysians despised me.Malaysians hate me but Malaysians refuse to let me go to Canada. I'm willing to do anything to leave Malaysia coz I ain't got nothing.

Selamat Hari Raya Aidil Fitri

2010-09-09T23:13:00.001+08:00

Muslims in Malaysia will celebrate eid ul-Fitr i.e. the end of Ramadan tomorrow Friday September 10th, 2010.

To all my readers Selamat hari Raya Aidil Fitri, Maaf Zahir Batin.

DODD-FRANK ACT

2010-09-01T16:32:00.004+08:00

New Financial Reform
Although I received my financial education in Canada, I must admit that I was not familiar with the American Congress. Thus referring to my tweets, there was a confusion whether President Obama has signed Dodd-Frank Act. Answer; YES , President Obama has signed Dodd-Frank but the American senate is yet to do its part.

The point is April 21, 2011 when Dodd-Frank Act will be in action.

Reading comments from corporate jargon it is envisaged that the new act will not deter the next financial crisis expected in 2015. Past crisis tend to occur every 5 to 10 years. Beginning with the collapse of LTCM in 1997/98 then the mere crisis after 9/11 and eventually the events in December 2007 there is no full proof that Dodd-Frank Act would deter another financial crisis.

One loop hole in Dodd-Frank is the 150 billion resolution fund. Say in the future a firm is dismantle and 50 billion of the fund is used up, will those big firms have to inject another 5o billion to maintain a 150 billion fund or will it be sinking? How do we determine a firm as a threat to the economy? Maybe a company with lots of cash and invest it to buy liquid assets or a firm with healthy balance sheets but with less cash flow. I still consider GM & Chrysler a risk to the global economy because they are yet to repay their debts and obtain a reasonable debt to equity ratio. But we know both GM and Chrysler need no further restructuring. GM is on the right track to introduce an IPO. It will be nice to own some of GM's new IPOs.

Accruals and going concern

MERDEKA - 53 YEARS

2010-08-31T15:29:00.001+08:00

TODAY 31ST AUGUST 2010,
MALAYSIANS CELEBRATE 53 YEARS OF INDEPENDENCE.

Merdeka
laungan keramat itu telah bergema 53 tahun lalu
nescaya sebak hati Sultan Mahmud yang tergadai Melaka pada 1511
kerana seorang anak raja Kedah telah memerdekakan tanah airnya
biarpun hanya rohnya yang mampu melihat pembebasan itu

53 tahun bumi ini dipupuk
dengan pembangunan rohani dan jasmani
janganlah dek kerana tamak digadai apa yang kita kecapi sejak 1957 lalu

Ayuhlah, bangkitlah
oraklah langkah agar kemerdekaan ini akan terus dikecapi
sanggahlah si pendurjana bangsa
agar negara ini terus beraja di hati umat makhluk
kerna
KITA KAN TETAP GAGAH DI NUSANTARA

Lower 2nd Qtr GDP

2010-08-23T23:49:00.000+08:00

Quarter 2 GDP 2010

BNM gave a lower 8.9% GDP figure for quarter 2, 2010. I assume this is due to the slower global GDP growth. Personally the Najib administration must prepare for a lower GDP target for 2010. (previously forecast at more than 6%)

Relaxation of foreign exchange rate rules

On August 18th 2010 , the government decided to allow the use of MYR when dealing with foreigners for trade settlements. The next day the ringgit was at its peak. I am not sure as to the MYR rules when a resident goes overseas. In September 1998 when the MYR was pegged to the greenback, residents were only allowed to carry a certain amount of cash. I am not sure if this rule still applies today since I HAVE NOT BEEN OUT from Malaysia for the last 20 years.Even so I am not sure if the sum was just cash or was it everything i.e. all the banking instruments such as travelers check and credit cards.

Ramadan

2010-08-07T12:49:00.000+08:00

Its that time of the year again. Ramadan is coming soon. This is the month when Muslims would fast from sun rise to sun set. As I checked the prayer times , it is also the same time as the fasting month in the year 1988. In 1988 while in Saskatoon Muslims were fasting at a much longer time i.e. from 4.30 am to about 9.30pm. Honestly I don't know how I fasted for 30 days with the high summer temperature and outfits. You know, with all that Caucasian girls wearing shorts sometimes without their bra attending summer classes.

To all my Muslim and would be Muslim readers,

Happy Ramadan.

The New Path of FINANCE

2010-07-31T00:21:00.003+08:00

When I first read the Reform Financial Bill, I was quite excited because it is supposed to overcome the hick ups of the recent credit crisis. But as I read it over and over again there are some things which need more attention.

Referring to my twitter, the consumer protection agency should protect the consumers of FSI's. I mean it just doesn't make sense if a bank receives tax payers money and yet still pay huge bonuses to its top execs.

Obviously the exceptions for big cos in derivatives trading is a major set back. The big cos have all the resources and will to make money, yet they will be spared the regulation on speculative trading, I presume. Initially companies trade in futures, options, cds, swaps etc to hedge against systematic risks but as time passed by everybody will speculate. By then 'BETA' will be a thing of a past.So a big company with vast resources will escape the evil mechanics of speculative trading but a small one will be subject to harsh regulations. It is not fair to the small fish.

The most interesting part is where the government can dismantle a healthy firm if they are considered a grave risk to the economy. So I guess Fannie Mae and Freddie Mac, GM, Chrysler would fall in this category. What if the white house did not approve tax payers money to bail out these firms? Certainly the US economy would come to a halt.Maybe BP and Enbridge would also fall in this category. But BP is British (with an American CEO of course) and Enbridge is a Canadian firm. I guess NAFTA(North American Free Trade Agreement) and free world is the obvious answer.

The word is CREDIT. To have a clean balance sheet banks can rely on Mae and Mac. Yes the bank's balance sheet is healthy BUT the burden has shifted to Mae and Mac. Mae and Mac have no one to turn to except the government in order to clean its balance sheets.Its like transferring our credit cards balance from one bank to another. No matter where we move those credits it is still there in the cycle. We must find a way to eliminate that cycle. In my opinion this is the real cause of credit crunch. The property bubble and high interest rates is just part of it.

BUT as my critics will say who am I to talk a lot about bankruptcy, winding up and foreclosures...

I knew from October 15th 1990, as I reached KL, Malaysians hated me. And it will be 20 years come 15th October 2010. Malaysians DISLIKE me but I am not allowed to go to Canada.Isn't that stupid? If Malaysians hated me say 1001 times then I also hate Malaysians a million times.

PORNOGRAPHY and Sugar Price

2010-07-22T23:07:00.000+08:00

Please accept my apology for writing incorrectly the new sugar prices. Well the new sugar price is RM1.90 per kg.

PORNOGRAPHY

I totally disagree with Tun Dr Mahathir when he suggested that pornography be censored in Malaysia. To me sex and pornography is a separate entity.... Thus the reason why many people accused me of failing my Saskatchewan studies because I watched too many pornographic videos and photos while in Canada. Well if that is the case why until now I am still single? I must be lured with full libido energy if I'm too obsessed with porno materials BUT until now I am still single. I have NOT been with any women i.e.if you know what I mean since October 1990. And believe me I vomited like shit when I watched gay movies but I enjoyed watching lesbian videos.

Understand the word BLACKMAGIC???

REUNION

2010-07-15T23:47:00.000+08:00

In December 2003, I attended a small gathering with my fellow friends who went to University of Saskatchewan College of Commerce. Initially I was reluctant to go but when I talked to my parents they encouraged me to attend the reunion.

But as an incomplete student status I felt awkward at that gathering.Mainly because I was nobody, no great pay, no nothing and just drive a compact Perodua Kancil.

As I think about it I realized that my departure from Saskatoon in October 1990 was a relief to my fellow friends and maybe to the faculty at College of Commerce too.I knew some faculty members were in Malaysia between 1991 to 1998 and yet I WAS NOT invited to any of the gatherings.Obviously a sleezy me would not be welcomed at 5 star hotels.

I also understand now why my matriculation friends also deserted me! Well its life when I am nobody, poor and have no status.

When I settle down it will be a small wedding like the late King Hussein of Jordan when he married Lisa Halaby! I don't want to fork out any single cents to you people.Thereby my pocket will still be full of cash, hopefully.

Gas Price Increase

2010-07-15T23:28:00.000+08:00

AS of Friday 16 July 2010,

Petrol Ron 95 : 5 sen increase to RM1.85 per litre
LPG : increase 10 sen to RM1.85 per kg
Diesel: increase 5 sen to RM1.75 per litre
Sugar: increase 25 sen to RM1.75 per kg
Petrol Ron 97: to be determined by the automatic pricing mechanism (currently at RM2.05 per litre)

PROTON 25 Years

2010-07-10T00:45:00.000+08:00

I watched the Silver celebration of Proton on TV1 last night. Among the attraction is the new Proton Emas. Proton was set up on May 7, 1983. Its first Saga model rolled out on July 9th 1985.

PM Najib's speech was as spiritual as ever except for the part when Najib encouraged the consolidation of Proton and Perodua. Merging Proton and Perodua must be done accordingly. Remember General Motors was an entity made up of various brands such as Buick,Cadillac,Pontiac,Chevy etc and yet in 2009 GM has to borrow from the North American Governments and eliminated some brands i.e.Pontiac.

Anyway, I look forward to buying my first Proton because as a nobody and poor who would be a beggar if I go to Canada, the only automobile I can afford in Malaysia is either Proton or Perodua.

To the Proton team - KEEP UP THE GOOD WORK

O.P.R.

2010-07-10T00:28:00.000+08:00

BNM Monetary Policy Committee decided to increase the OPR by 25 basis points to 2.75% on July 8th 2010

Thus the floor rate is 2.5% and ceiling rate is 3%

I would envisage the OPR increase would halt at this point taking into consideration PM Najib's advise on the impending slower 2nd quarter growth.

CANADA DAY

2010-06-30T22:35:00.000+08:00

July 1st 2010

Tomorrow is Canada's National Day. I understand that Queen Elizabeth will be in Canada to honor the National Day.

Happy 143!!

Belacan and CenCHALOK

2010-06-30T16:08:00.000+08:00

My instructors at University of Saskatchewan always ask me what is the menu whenever we had special functions such as Hari Raya or the National Day gatherings. Often the questions asked were how hot and how spicy the delicacies were?

However there are other Malaysian dishes which were not served during those occasions.For instance budu, belacan and cenCHALOK. The reason why we did not serve it was that Canadians could not stand the smell of these delicacies.For every house, room or apartment which I rented there were always complaints when I cooked my belacan.

Belacan in simple term is prawn paste.We would cook the belacan before mixing it with chilli.Although the smell is bad to Caucasians the taste was good.As for cenCHALOK, this delicacy is from Melaka and we can eat it raw.

BAY STREET

2010-06-24T13:24:00.000+08:00

Why didn't I go to Bay Street while in Canada? Obviously Toronto is a few hours flight from Saskatoon not to mention the fares.Bay Street as Canada's financial district is a must for anyone who studied finance in Canada but I blew it am I not? I was in Toronto only once i.e. from 18 August - 21 August 1987. Even though the programs at the then Malaysian Students Department was packed, I managed to sneak time to go to CN Tower. As I view the tower from the aeroplane I knew I had to go up CN Tower when I touched down at Lester Pearson.

There is something missing if someone with financial background never set foot on Bay Street.Its like my name without Val. Of course I would like to set foot on world's financial centers i.e.Bay Street Toronto Canada, Wall Street New York USA and The City London UK. It hurts when you cannot practise what you have learned.

One day%%%

10th MALAYSIA PLAN 2011 - 2015

2010-06-13T12:44:00.002+08:00

I was at my banana farm when PM Najib delivered his 10th Malaysia Plan (RMK10) speech.As a small unit farmer I feel all those plans are meant for big companies for example the setting up of facilitation fund for private investments.
The point is what's in it for me. Improving public transportation in Kuala Lumpur takes a long way to go.I foresee that the quality will not be as good as Saskatoon Transit System. I remember waiting for the bus while it was snowing and the temperature with windchill was -30 Celcius on the way to SuperValue to do my weekly grocery shopping. The STS bus will always be on time according to the bus schedules. If STS workers were Malaysians, I am sure many people would freeze to death.
Anyone interested to read the RMK10 can surf www.epu.gov.my

Nonetheless I know PM Najib is going somewhere. The ETP which will be unveiled in October should give the much awaited answers to NEM.There are still many unclear areas in NEM but as I read and understand the mechanisms, I know the time has come for me to LEAVE MALAYSIA.No government and no one will sponsor me to Canada but I know the funds are there.Only when I am able to make that steps that god has directed me into will I see the light to get out from this "Malaysian Cell"

To Malaysians who continued bullying me, the past 20 years was enjoyable BUT to me it was HELL.Each day I pray that this torture will end but looks like god still did not answer my prayers.

Since I have 39 credit units to complete my Bachelor of Commerce, I know I can either take 13 half classes(3 credits each) OR take 11 half classes and one full class (6 credits)

: The trial of Jeromy Kerviel provides an understanding to the 2008 global credit crunch : ABSTRACT

One Day I Am Going To Saskatoon Canada again.
HAVE A GREAT SUMMER.

Correction From Previous Article

2010-06-01T15:17:00.000+08:00

It must be noted that based on my father's transcript of academic records, the university he attended was:

UNIVERSITAS NASIONAL JAKARTA
Jl Kalilio 17 - 19 Senen

His Dean was Prof H Gazali Dunia gelar Datuk raja Perak. Honestly I am not sure whether the title was bestowed by the Sultan of Perak.

GDP, OPR and Weddings

2010-05-27T12:16:00.001+08:00

GDP
PM Najib announced a 10.1% GDP growth for quarter one 2010. To me Najib is Malaysia's football quarter back for Malaysia to achieve high income status. Similarly quarter 4 2009 GDP was revised to 4.4%.Right on PM Najib!

O.P.R.
The OPR was raised 25 bsp on March 4, 2010.
On May 13, 2010 BNM raised the OPR another 25bsp to 2.5%. Thus the ceiling rate is 2.75% and floor rate 2.25%
To me this increase is timely but Malaysians must remain cautious especially with the crisis of sovereign funds in Greece, Spain and Portugal.

Universitas Nasional Jakarta
I remember in 1978 while we were staying in Tampin, my family would go to Kuala Lumpur every school holidays. There my late father would attend his National University lectures at Aminudin Baki School near Kg Pandan. Once I met his dosen(maybe his dean) DRS Ghazali Dunia - Datuk Diraja Perak.Universitas Nasional Jakarta is a private university thus I now understand why my father sold his Hitler VW in 1979. We took the bus for the next 2 years.

Weddings......
My heart breaks when I learned that none of my 24 Malaysians who attended University of Saskatchewan with me ever invited me to their wedding. The point is they know I hate weddings. But I remember attending a wedding at Spadina Avenue Saskatoon. The couple purposely held the wedding outside a church so I could attend the "I Do" ceremony.
Well, its life when you are nobody and poor......

Remembering Saskatoon Canada - NEM

2010-04-27T14:15:00.000+08:00

I'm imagining myself at Kuala Lumpur International Airport KLIA. Few days back I would have gone to the Immigration office to obtain my new passport. Now at the airport I am about to board my flight to Hong Kong, Vancouver and eventually to Saskatoon. Since I have no accrued taxes to the Malaysian government I do not expect any hick up at KLIA.
Arriving in Vancouver maybe I would be asked to strip naked because as a Muslim who came from a Muslim nation the body check must be thorough.Since I don't have any weapon or such kind I could then proceed to my Saskatoon flight gate.
Then at Saskatoon airport as usual I would rent a car (normally at Budget Rent A Car) but this time it would be different because I paid cash (from the money I obtained from nowhere few months before).My annual income does NOT eligible me for a credit card.
Driving the new GM made through Circle Drive west then to the University bridge. Finally I would be at Edwards School of Business University of Saskatchewan. At last I am able to proceed and finish my B.Commerce degree.

THAT WAS THE DREAM I HAD A FEW NIGHTS AGO...

As I was browsing my late father's files, I came across his degree from National University Jakarta Indonesia. As a biological son of his compare
1) my late father did not complete his DRS degree at National University Jakarta
2) I have 39 credit units left to complete my B.Commerce at University of Saskatchewan Canada.

....my father did not complete his DRS degree then because that particular degree was NOT recognized by the Malaysian government.

NEW ECONOMIC MODEL

When PM Najib revealed the NEM I always wonder what's in it for me. Since the aim is to increase per capita GDP from USD 7,500 to USD 15,000 by 2020 and the target group is the bottom 40% of the population, I myself fall into this category. Maybe PM Najib can lure me a way to find my own source of finance to LEAVE Malaysia.

ONE day I will go to Saskatoon Canada again. God willing!

GST & Proton Emas

2010-03-29T00:13:00.000+08:00

As expected the government puts off the GST implementation to a later date. The reason I said 'expected' was because just like his father PM Najib will honor the interests of the people first. One argument is if the total sale price of a good will be the same with or without GST then let's continue the present system.

PROTON EMAS

At the recent Geneva Motor Show Proton unveiled 'Emas' or gold i.e. Proton's first hybrid prototype model. To me the car looks funny because it is so compact but then it was just a prototype. In order to compete globally, Proton must make sure its hybrid model will never encounter problems as other car manufacturers.
One aspect is price. Malaysians are used to think quality is price. Foreign made cars are expensive in Malaysia. Foreign brands which sell for less than RM100,000 include Toyota Vios, Nissan Grand Livina and Kia Forte. It is a known fact that car prices in Malaysia is among the highest in the world.
It all started in 1992 when Proton began manufacturing the Iswara. Due to the high Yen and RM exchange rates Proton has to increase its car prices every 6 months. Thus the government must impose high tariffs for CBU cars. Even then Yen was unstable to the greenback.
I don't understand why Proton make domestic cars which are not up to the European standards. Recently Tun Dr Mahathir revealed that Proton has to make more than 200 modifications for its Saga BLM model to be exported to the UK.

GDP 2009 -1.7% ; OPR At 2.25%

2010-03-09T12:42:00.000+08:00

GDP
The Najib administration recently announced the 2009 GDP figure of -1.7% . As with most Malaysians I am surprised with this better number. Achieving such a good 4th quarter number is applaudable.

OPR
On March 4 Bank Negara Malaysia decided to increase the OPR rate to 2.25% thus the floor rate is 2% and the ceiling rate is now 2.5%. It is my view that this increase is too soon and too much. A 10 basis increase is more agreeable.

FUEL SUBSIDY SCHEME

The Najib administration was taking the right step to do away the new fuel subsidy scheme. Since everybody wants to be subsidized whether rich or poor,action taken by Najib is acceptable for time being. BUT I still prefer the Pak Lah's way of giving cash money to car owners.

NISSAN RECALL

While Mr Akio Toyoda has answered to the congress,Nissan has also taken the steps to recall millions of cars in the US. The question I'm asking is what was wrong with those car manufacturers? Now that even GM has to make some recalls, the question asked is are those car manufacturers nuts in making unsafe cars? To all car makers - Please make good and safe automobiles.

The outlook of the auto industry is at stake if this trend continues....................

Thaipusam, Speculators, Toyota $ Honda and Fuel Subsidy.

2010-01-31T11:24:00.000+08:00

THAIPUSAM

Hindus in Malaysia celebrate Thaipusam this week end. This is the festival where Hindus redeem their sins for the past year.

1997 Currency Crisis

Some people ask me if I really learned Finance instead of Engineering why I did not write something about the 97 crisis. I will write about the speculators etc one day provided I meet two persons I dearly missed,one an Asian women who hailed from Johor and the other a Caucasian women whose family came from Outlook Saskatchewan Canada.
The fact is I don't remember many things. I cannot remember the day I left Saskatoon in Oct 1990 or the airline I flew from Saskatoon to Vancouver (either Air Canada or Canadian).I cannot remember the flight from Vancouver to Hong Kong,the hotel I stayed in Hong Kong 14th Oct 1990 or even the person I talked to then.I don't think it was Japanese Airline which flew me from Vancouver to HK and obviously I talked to a Caucasian blond lady while in Hong Kong.
But one thing which was certain, in 1995 The Malaysian Economy was in bad shape although the GDP was 7% or 8%. I was working for a month at the Golden Arches then...
I can be as blunt as Tun Dr Mahathir but the fact is I passed my Finance course.I did three years of business school and I was NOT A DROP OUT in October 1990.
I remember during an interview between 1991-1995 the women laughed when I told her about Lotus 123 spreadsheet or NCSS (Number Cruncher Statistical System). So maybe she will laugh again if I mention Excel formulas.

TOYOTA

I presume it is really painful for Mr Akio Toyoda to apologize to Toyota owners regarding the recall. But on behalf of my late father who went to a Japanese school during 2nd world war, I accepted his apology.

HONDA

Now that Honda too have to make some model recalls, I wonder if other car makers will follow suit.

NEW FUEL SCHEME

Commencing May 2010, the Najib administration will introduce a new fuel subsidy scheme. Fuel would be sold according to engine cc and Malaysians have to show their My Kad I/C everytime we refuel. This showing of My Kad is NOT a good idea. Even the Petronas Mesra Card can easily be swapped with the lower point cards.
Obviously if you can afford to buy a big cc car then you are not entitle to the fuel subsidy.

The Proton Persona 1.6 Automatic is a good car. To me LOTUS handling is non comparable.

Happy VALENTINE Day to my Valentine $$$$$$$$$$$$$$$$$$$$
Gong Xi Fa Cai to my Chinese readers

Remembering Haiti

2010-01-14T18:51:00.000+08:00

Let us observe a moment of silence to the victims of Haitians quake. May God bless them and let us recite Al Fatehah to the Muslim victims.

2009 REVIEW

2010-01-10T23:48:00.003+08:00

Finally we are now in the first 10 days of 2010. Obviously to me 2009 was a very sad year because I lost many people whom I dearly missed. First my father died 3oth December 2008 then my mother's auntie died of breast cancer. Another uncle died of H1N1 - v - . My grandmother died on 10 November 2009. I was in the bus to Kuala Terengganu with my younger brother (to pick up my brother's car)when my father's sister lost her husband as he prepared himself for Maghrib prayer.

This is what I called fate. It is HIM ALLAH the almighty which created us thus we are bound by His Rulings. Who knows I might die suddenly tomorrow, we are just humans. I believe there is One God which is ALLAH and Mohammed is his prophet. As a Muslim I believe Jesus is one of the 25 prophets a Muslim must know AND JESUS IS NOT THE SON OF GOD.

Those were the things I thought a lot since last Christmas. All of the sudden I remember 'Cengkaring'. I know it was a place but where.Then when the Tanah Abang mall tragedy struck I remember that it was Cengkaring Jakarta airport. I was in Jakarta for 2 weeks from Christmas 1986 to 8 January 1987.

Clearly after the failed Christmas plane attack I would expect a harsh and thorough body inspection if I were to travel to the western world. Certainly it would be nicer if I'm inspected by a female with blond hair.

May 2010 be a prosperous year!!

Tunku Abdul Rahman Putra Al Haj

2009-12-07T06:55:00.003+08:00

It is the morning of commemorating the 1941 Pearl Harbor attack. Yesterday 6 December marked the 19th year of the death of Malaysia's first PM Tunku Abdul Rahman Putra. I still remember in 1990 (during my busy days commuting between Kuala Pilah and Kuala Lumpur to arrange my father's car insurance claim) when the news broke out Malaysia was silent for a while. Economic activity stopped. People weep,some broke into tears while others won't believe that The Father of Independence had died.

If the Sultan of Melaka is still alive he would be elated that his mistakes of losing Melaka to the Portuguese in 1511 hence the fall of the Melaka Sultanate was paid for by another royal household i.e. Tunku who was the son of a Kedah Sultan.

Tomorrow 8 December will mark the 22nd year my grandfather died. May God bless him.

Now that Malaysia has two submarines bearing the name of Tunku Abdul Rahman and Tun Razak (2nd PM), Malaysia is one step further to become a developed nation. If anyone reads the biography of the late Tunku one must realize that PM Najib's One Malaysia vision was based on Tunku's ideas too. I like to read Tunku's book "Looking Back"

Al Fatehah!