Finally the Najib premiership has embarked on the most important decision regarding race relations in Malaysia. It was decided that the holy 'Bible' can be published in any languages including Malay provided for the Peninsular Malaysia edition it must print "For Christians Only".
I remember while checking into hotel and motel rooms either in Hong Kong or Canada I could find a copy of the holy bible in one of the cupboards.But I cannot find any copy of the holy Quran when I checked into hotel rooms in Malaysia.
It is the same for the use of the word 'Allah' for god. Although the courts are still undecided over the issue of the word 'Allah' for churches, I find no harm if the churches want to use the word 'Allah' for god. Malaysians are more educated nowadays. Of course the issue of Islam as the official religion and the special rights of the Malays provided in the Federal Constitution will be the aspects in which the verdict of the word 'Allah' will be based upon.
But I am a Malay of suku Biduanda. I eat with my right hand. I find it awkward to eat with fork,knife and spoon. I speak Malay. I take off my shoes at home.My parents are Malays but why can't I get an extension for my Canadian studies scholarship?
Answer: Simply because I refuse to marry a Malay women who apparently is a relative of mine.
The rhythm of song "Selamat Tinggal" by Broery is going deeper and deeper into my soul.
Monday, April 4, 2011
Monday, March 21, 2011
New Credit Card Ruling
Bank Negara Malaysia (www.bnm.gov.my) on 18th March 2011 announced a new ruling for credit card applications. Now the minimum income requirement has been increased to RM24,000 per annum from RM18,000 annually.
Now a person can only have two credit cards from a bank. Taking into account the number of banks in Malaysia, I truly lauded this move.
The use of SMS alert for every transaction commencing 1 January 2012 is a good innovation.However I am not sure about the P.I.N. requirement for every transaction beginning 1 January 2015. Is the PIN required for the worldwide transaction or is it just for transactions in Malaysia only?
Now a person can only have two credit cards from a bank. Taking into account the number of banks in Malaysia, I truly lauded this move.
The use of SMS alert for every transaction commencing 1 January 2012 is a good innovation.However I am not sure about the P.I.N. requirement for every transaction beginning 1 January 2015. Is the PIN required for the worldwide transaction or is it just for transactions in Malaysia only?
Friday, March 18, 2011
No One Cares
Since October 15th 1990, I have never met one single Malaysian asking me "Nizam, when would you would like to go to Canada again?" But instead I got a letter demanding RM70,000. That is the first SHIT. No one cares about my studies. The Malaysian Students Department officers were busy playing golf ,polishing their Mercedes and have second or subsequent wives.
SHIT Number Two
The academic year for University of Saskatchewan starts in September every year. I came back in October 1990. What did I do between August 1990 to October 12th 1990? Playing with my penis hah?
SHIT Number 3
Who the bloody hell those students from Egypt whom the Malaysian government paid their trip home recently because of Mubarak the dictator? They were received at KLIA Vip terminal. Who the hell they are? Rulers, ministers or just 10,000 stupid dumb Syiah followers. In addition the government still pay their airline fares back to Egypt with RM500 cash. My god! You dumb politicians.
SHIT Number 4
I am not sick. Now I realized that I am not sick. If I look sick that is because I have been in this uncivilized country of mine for the last 20 years. I want to see the world.
Those interviewers at Putrajaya who interviewed me on April 15th 2003 were dumb as well. Continue my studies in a low class government or private Malaysian universities and learn back from scratch. Idiots!
Shit Number 5
I am a straight person. My sexual orientation is towards women. I do not like ass holes! Its full of shits.
What about my Canadian studies? You bastard politicians.
SHIT Number Two
The academic year for University of Saskatchewan starts in September every year. I came back in October 1990. What did I do between August 1990 to October 12th 1990? Playing with my penis hah?
SHIT Number 3
Who the bloody hell those students from Egypt whom the Malaysian government paid their trip home recently because of Mubarak the dictator? They were received at KLIA Vip terminal. Who the hell they are? Rulers, ministers or just 10,000 stupid dumb Syiah followers. In addition the government still pay their airline fares back to Egypt with RM500 cash. My god! You dumb politicians.
SHIT Number 4
I am not sick. Now I realized that I am not sick. If I look sick that is because I have been in this uncivilized country of mine for the last 20 years. I want to see the world.
Those interviewers at Putrajaya who interviewed me on April 15th 2003 were dumb as well. Continue my studies in a low class government or private Malaysian universities and learn back from scratch. Idiots!
Shit Number 5
I am a straight person. My sexual orientation is towards women. I do not like ass holes! Its full of shits.
What about my Canadian studies? You bastard politicians.
Wednesday, March 16, 2011
I AM NOT ACTING
For the last 20 years I have tried to find ways to go to Canada again. Guess what Malaysians said.. "I am acting"
Allah is my God and Muhammad is His prophet
Right from the moment I stepped out from the aircraft at SAAS Airport on 15th Oct 1990, I said to myself one day I'm going to Canada again and I will.
Malaysians who read my blog said I was acting. No people. I am not acting. If I have the money I would leave Malaysia in under 72 hours. I do not act. Believe me people!
Allah is my God and Muhammad is His prophet
Right from the moment I stepped out from the aircraft at SAAS Airport on 15th Oct 1990, I said to myself one day I'm going to Canada again and I will.
Malaysians who read my blog said I was acting. No people. I am not acting. If I have the money I would leave Malaysia in under 72 hours. I do not act. Believe me people!
Friday, March 11, 2011
WHY NIZAMVAL?
Now that I know a few Malaysians are following my blog, people were asking why I chose 'Nizamval' as my blog address. First the address 'nizam' was taken. So to get my full name I just write nizam then abbreviation A for Abdul and L for Latip my surname. I purposely did not write SAIFUL because as you all know I'm a born loser. Nothing that I do is successful. (Just like those interviewers said to me during my JPA or PSD interview in 1985 when I was 17th) My name SAIFUL is closed to the word successful. Since I am not a successful man I just leave the name SAIFUL.
V denotes versus. So nizamval is meant, I always fight with my late father diplomatically so that I could go to Canada again. I remember as I was driving my father to the hospital on that fateful day of December 30th, 2008, I kept on mentioning Syahadah(first pillar of Islam) and Canada to my father. I could read his lips saying "take care of my mother" and I told my dad to syahadah and I will go to Canada again.
REUNION
As I said before I thank my fellow 24 Malaysians who went to Canada with me for not inviting me to any of the reunion gathering. I understand I just drive a cheap Perodua Kancil, work in sweats, no suits and tie, no girlfriends and friends, don't like to mingle around with people, a born loser, I don't know table etiquette and could barely make RM6,000 per annum. Read with your eyes people "I could barely make RM6,000 per annum income in Malaysia". So it will not make any difference if I go to Canada and become a beggar.I am staying with my mother and sister now. When my mother dies, I know my sister will evict me out from this house. So it doesn't matter if I go to Canada and my landlord evicted me out from my apartment because I could not pay the rent.By the way, I WAS NEVER ever EVICTED from my room or apartment by my landlord during my three-year-stay in Canada.
So readers
You Watch Your Damn Mouth
Celaka babi puki iblis laknatullah punya tanah air.
V denotes versus. So nizamval is meant, I always fight with my late father diplomatically so that I could go to Canada again. I remember as I was driving my father to the hospital on that fateful day of December 30th, 2008, I kept on mentioning Syahadah(first pillar of Islam) and Canada to my father. I could read his lips saying "take care of my mother" and I told my dad to syahadah and I will go to Canada again.
REUNION
As I said before I thank my fellow 24 Malaysians who went to Canada with me for not inviting me to any of the reunion gathering. I understand I just drive a cheap Perodua Kancil, work in sweats, no suits and tie, no girlfriends and friends, don't like to mingle around with people, a born loser, I don't know table etiquette and could barely make RM6,000 per annum. Read with your eyes people "I could barely make RM6,000 per annum income in Malaysia". So it will not make any difference if I go to Canada and become a beggar.I am staying with my mother and sister now. When my mother dies, I know my sister will evict me out from this house. So it doesn't matter if I go to Canada and my landlord evicted me out from my apartment because I could not pay the rent.By the way, I WAS NEVER ever EVICTED from my room or apartment by my landlord during my three-year-stay in Canada.
So readers
You Watch Your Damn Mouth
Celaka babi puki iblis laknatullah punya tanah air.
Thursday, March 3, 2011
FRIENDS 2
I know I have many laughing friends but I do not have a friend to cry upon in Malaysia and I do not intend to find one. My Canadian friends treated me better than Malaysians.
FRIENDS
It is now midnight in Malaysia. I must admit I am lonely but who would want to make friends with me. I'm a nobody and poor. I had a facebook account once but I closed it later.
Listening to an Indonesian singer Broery Marantika singing Selamat Tinggal, I keep wondering will God ever answer my prayers. Looks like it has been 20 years of praying. I will continue to pray so that I could leave Malaysia and say 'Selamat Tinggal' to Malaysians who hated me so much.
I thank those who went to study in Canada with me for deserting me for the past 20 years. Maybe watching the rerun of sitcom 'Friends' is the only answer.
Listening to an Indonesian singer Broery Marantika singing Selamat Tinggal, I keep wondering will God ever answer my prayers. Looks like it has been 20 years of praying. I will continue to pray so that I could leave Malaysia and say 'Selamat Tinggal' to Malaysians who hated me so much.
I thank those who went to study in Canada with me for deserting me for the past 20 years. Maybe watching the rerun of sitcom 'Friends' is the only answer.
Thursday, February 24, 2011
FINANCE Magazine
I thank God that today I received the Global Finance magazine by ordinary mail delivered by Pos Malaysia. The last Global Finance magazine which I received was in May 2010. I wonder where were those issues from June 2010 to January 2011? Who took it and why?
CORRECTION
The sentence on KPDNHEP from my previous article SHOULD BE READ as " I propose that baby milk and pampers be made controlled items by the KPDNKK". I'm still young, guys!!
CORRECTION
The sentence on KPDNHEP from my previous article SHOULD BE READ as " I propose that baby milk and pampers be made controlled items by the KPDNKK". I'm still young, guys!!
Sunday, February 20, 2011
GDP 2010 at 7.2%
When Bank Negara Malaysia released the 4th quarter GDP 2010 at 4.8%, my reaction was ok. Achieving 7.2% annually for 2010 GDP was a success for Najib's administration.
My instincts say for 2011 even if the crude oil prices shot up to USD 147, Malaysia could at least maintain a GDP of 5%. Of course I have no proper charts and technical analysis, it was just a cross of my mind.
The introduction of 70% limit on 3rd house purchase for a borrower is very interesting. I do not own a house thus maybe I can have a 90% loan if I want to buy a condo provided I have a steady flow of income. The term LTV was not in my mind for quite sometime. Maybe LTV can be used for a borrower who wants to buy a second car too.
As in the early 1990s, I am calling PM Najib to review the CPI subsectors more thoroughly. Beside food and beverages, other expenses must also be included such as bus and LRT fares, toll and even essential items for machine maintenance( tires,engine oils, traffic tickets etc). For instance for a 5 sen increase of Ron 95 gas price, every other sector of the economy will also charge 5 sen extra. I propose baby milk and pampers be made controlled items by the KPDNHEP.
There has been voices that the government intend to use tax payers money to send back students to Egypt to complete their studies. It is a stupid move. Most of their parents own non national cars and non national cars are more expensive to buy. If their parents can afford to buy cars other than Proton or Perodua it meant they have money. The government has done a good move by bringing home those students safely to Malaysia. And they were transported back to their homes from KLIA in imported cars, mpvs and suvs. Their parents are rich. PM Najib's government must not use taxpayers money for those students to return to Egypt. v
My instincts say for 2011 even if the crude oil prices shot up to USD 147, Malaysia could at least maintain a GDP of 5%. Of course I have no proper charts and technical analysis, it was just a cross of my mind.
The introduction of 70% limit on 3rd house purchase for a borrower is very interesting. I do not own a house thus maybe I can have a 90% loan if I want to buy a condo provided I have a steady flow of income. The term LTV was not in my mind for quite sometime. Maybe LTV can be used for a borrower who wants to buy a second car too.
As in the early 1990s, I am calling PM Najib to review the CPI subsectors more thoroughly. Beside food and beverages, other expenses must also be included such as bus and LRT fares, toll and even essential items for machine maintenance( tires,engine oils, traffic tickets etc). For instance for a 5 sen increase of Ron 95 gas price, every other sector of the economy will also charge 5 sen extra. I propose baby milk and pampers be made controlled items by the KPDNHEP.
There has been voices that the government intend to use tax payers money to send back students to Egypt to complete their studies. It is a stupid move. Most of their parents own non national cars and non national cars are more expensive to buy. If their parents can afford to buy cars other than Proton or Perodua it meant they have money. The government has done a good move by bringing home those students safely to Malaysia. And they were transported back to their homes from KLIA in imported cars, mpvs and suvs. Their parents are rich. PM Najib's government must not use taxpayers money for those students to return to Egypt. v
Subscribe to:
Posts (Atom)
PREVIOUS ARTICLES
-
►
2008
(26)
- ► 06/08 - 06/15 (1)
- ► 07/06 - 07/13 (1)
- ► 07/13 - 07/20 (1)
- ► 07/27 - 08/03 (1)
- ► 08/03 - 08/10 (2)
- ► 08/17 - 08/24 (2)
- ► 08/24 - 08/31 (2)
- ► 09/07 - 09/14 (2)
- ► 09/21 - 09/28 (2)
- ► 09/28 - 10/05 (1)
- ► 10/12 - 10/19 (2)
- ► 10/19 - 10/26 (1)
- ► 11/02 - 11/09 (1)
- ► 11/09 - 11/16 (1)
- ► 11/23 - 11/30 (2)
- ► 12/07 - 12/14 (1)
- ► 12/14 - 12/21 (2)
- ► 12/21 - 12/28 (1)
-
►
2009
(58)
- ► 01/04 - 01/11 (2)
- ► 01/18 - 01/25 (2)
- ► 02/01 - 02/08 (2)
- ► 02/08 - 02/15 (2)
- ► 02/15 - 02/22 (1)
- ► 02/22 - 03/01 (2)
- ► 03/01 - 03/08 (1)
- ► 03/08 - 03/15 (2)
- ► 03/15 - 03/22 (1)
- ► 03/22 - 03/29 (2)
- ► 04/05 - 04/12 (2)
- ► 04/12 - 04/19 (1)
- ► 04/19 - 04/26 (1)
- ► 04/26 - 05/03 (1)
- ► 05/10 - 05/17 (1)
- ► 05/24 - 05/31 (1)
- ► 05/31 - 06/07 (1)
- ► 06/14 - 06/21 (1)
- ► 06/28 - 07/05 (2)
- ► 07/05 - 07/12 (2)
- ► 07/12 - 07/19 (2)
- ► 07/19 - 07/26 (1)
- ► 08/09 - 08/16 (1)
- ► 08/16 - 08/23 (1)
- ► 08/23 - 08/30 (1)
- ► 08/30 - 09/06 (2)
- ► 09/06 - 09/13 (2)
- ► 09/13 - 09/20 (1)
- ► 09/20 - 09/27 (2)
- ► 09/27 - 10/04 (1)
- ► 10/18 - 10/25 (1)
- ► 10/25 - 11/01 (1)
- ► 11/01 - 11/08 (5)
- ► 11/15 - 11/22 (4)
- ► 11/22 - 11/29 (1)
- ► 11/29 - 12/06 (1)
- ► 12/06 - 12/13 (1)
-
►
2010
(38)
- ► 01/10 - 01/17 (2)
- ► 01/31 - 02/07 (1)
- ► 03/07 - 03/14 (1)
- ► 03/28 - 04/04 (1)
- ► 04/25 - 05/02 (1)
- ► 05/23 - 05/30 (1)
- ► 05/30 - 06/06 (1)
- ► 06/13 - 06/20 (1)
- ► 06/20 - 06/27 (1)
- ► 06/27 - 07/04 (2)
- ► 07/04 - 07/11 (2)
- ► 07/11 - 07/18 (2)
- ► 07/18 - 07/25 (1)
- ► 07/25 - 08/01 (1)
- ► 08/01 - 08/08 (1)
- ► 08/22 - 08/29 (1)
- ► 08/29 - 09/05 (2)
- ► 09/05 - 09/12 (2)
- ► 09/12 - 09/19 (1)
- ► 09/19 - 09/26 (1)
- ► 09/26 - 10/03 (1)
- ► 10/03 - 10/10 (2)
- ► 10/17 - 10/24 (1)
- ► 11/07 - 11/14 (2)
- ► 11/14 - 11/21 (1)
- ► 11/21 - 11/28 (1)
- ► 11/28 - 12/05 (2)
- ► 12/12 - 12/19 (2)
-
►
2011
(61)
- ► 01/02 - 01/09 (1)
- ► 01/09 - 01/16 (1)
- ► 01/16 - 01/23 (1)
- ► 01/23 - 01/30 (1)
- ► 01/30 - 02/06 (1)
- ► 02/06 - 02/13 (1)
- ► 02/13 - 02/20 (4)
- ► 02/20 - 02/27 (2)
- ► 02/27 - 03/06 (2)
- ► 03/06 - 03/13 (1)
- ► 03/13 - 03/20 (2)
- ► 03/20 - 03/27 (1)
- ► 04/03 - 04/10 (1)
- ► 04/10 - 04/17 (1)
- ► 04/24 - 05/01 (2)
- ► 05/08 - 05/15 (2)
- ► 05/15 - 05/22 (1)
- ► 05/29 - 06/05 (2)
- ► 06/12 - 06/19 (1)
- ► 06/19 - 06/26 (1)
- ► 06/26 - 07/03 (1)
- ► 07/03 - 07/10 (2)
- ► 07/10 - 07/17 (19)
- ► 10/09 - 10/16 (1)
- ► 10/16 - 10/23 (1)
- ► 11/06 - 11/13 (1)
- ► 11/13 - 11/20 (2)
- ► 11/20 - 11/27 (1)
- ► 11/27 - 12/04 (2)
- ► 12/11 - 12/18 (1)
- ► 12/18 - 12/25 (1)
-
►
2012
(2)
- ► 06/03 - 06/10 (1)
- ► 09/09 - 09/16 (1)
-
►
2013
(4)
- ► 01/27 - 02/03 (1)
- ► 05/05 - 05/12 (1)
- ► 08/18 - 08/25 (1)
- ► 11/17 - 11/24 (1)
-
►
2014
(6)
- ► 03/09 - 03/16 (1)
- ► 03/23 - 03/30 (2)
- ► 10/26 - 11/02 (2)
- ► 12/21 - 12/28 (1)
-
►
2015
(2)
- ► 01/04 - 01/11 (1)
- ► 12/06 - 12/13 (1)
-
►
2016
(2)
- ► 08/21 - 08/28 (1)
- ► 12/18 - 12/25 (1)
-
►
2017
(9)
- ► 04/02 - 04/09 (1)
- ► 04/09 - 04/16 (3)
- ► 05/28 - 06/04 (1)
- ► 07/16 - 07/23 (1)
- ► 10/08 - 10/15 (3)
-
►
2018
(6)
- ► 04/22 - 04/29 (1)
- ► 04/29 - 05/06 (1)
- ► 05/06 - 05/13 (4)
-
►
2019
(1)
- ► 12/01 - 12/08 (1)
-
►
2020
(5)
- ► 04/12 - 04/19 (4)
- ► 11/15 - 11/22 (1)
-
►
2021
(2)
- ► 10/03 - 10/10 (1)
- ► 12/05 - 12/12 (1)
-
►
2022
(4)
- ► 02/20 - 02/27 (2)
- ► 05/15 - 05/22 (1)
- ► 05/29 - 06/05 (1)
-
▼
2023
(1)
- ▼ 04/30 - 05/07 (1)