FINANCE Magazine

I thank God that today I received the Global Finance magazine by ordinary mail delivered by Pos Malaysia. The last Global Finance magazine which I received was in May 2010. I wonder where were those issues from June 2010 to January 2011? Who took it and why?

CORRECTION
The sentence on KPDNHEP from my previous article SHOULD BE READ as " I propose that baby milk and pampers be made controlled items by the KPDNKK". I'm still young, guys!!

GDP 2010 at 7.2%

When Bank Negara Malaysia released the 4th quarter GDP 2010 at 4.8%, my reaction was ok. Achieving 7.2% annually for 2010 GDP was a success for Najib's administration.

My instincts say for 2011 even if the crude oil prices shot up to USD 147, Malaysia could at least maintain a GDP of 5%. Of course I have no proper charts and technical analysis, it was just a cross of my mind.

The introduction of 70% limit on 3rd house purchase for a borrower is very interesting. I do not own a house thus maybe I can have a 90% loan if I want to buy a condo provided I have a steady flow of income. The term LTV was not in my mind for quite sometime. Maybe LTV can be used for a borrower who wants to buy a second car too.

As in the early 1990s, I am calling PM Najib to review the CPI subsectors more thoroughly. Beside food and beverages, other expenses must also be included such as bus and LRT fares, toll and even essential items for machine maintenance( tires,engine oils, traffic tickets etc). For instance for a 5 sen increase of Ron 95 gas price, every other sector of the economy will also charge 5 sen extra. I propose baby milk and pampers be made controlled items by the KPDNHEP.

There has been voices that the government intend to use tax payers money to send back students to Egypt to complete their studies. It is a stupid move. Most of their parents own non national cars and non national cars are more expensive to buy. If their parents can afford to buy cars other than Proton or Perodua it meant they have money. The government has done a good move by bringing home those students safely to Malaysia. And they were transported back to their homes from KLIA in imported cars, mpvs and suvs. Their parents are rich. PM Najib's government must not use taxpayers money for those students to return to Egypt. v

The Yellow Culture

It has been years since I saw a cultural show. I don't usually peek at any cultural show. But yesterday while sight seeing at a local shopping mall in Seremban I saw the LION DANCE performance.

I cannot recall while attending 3 years of business school in Canada that I have ever watched a live lion dance performance. For every International Students Week show normally held in January every year that I attended in 1988, 1989 and 1990 there was no lion dance show. Its kind of weird that fellow students from the great wall did not know about lion dance when I asked them. Anyway I enjoyed the show.

I have never been to Egypt or any of the gulf states. A few years ago when the internet made its way into Malaysian minds, it was decided that the only way to counter the so called bad western influence i.e. the yellow culture was by diverting the routes Malaysian students were heading. Thus thousands were sent abroad to study in the Arab fraternities. Then after a few years it was realized that those students have changed their faiths.

I do not meant being an apostate but most of them have changed their school of thoughts i.e. from sunni to syiah. That is why nowadays there are many Malaysian men who wear the jubah and serban like the Arabs and Malaysian women wear the purdah instead of just the normal jilbab
(tudung). To me wearing clothes is just the ordinary garments and not following the Arabs.

Bear in mind that not only western countries have naked bars and not all Arabs are Muslims. I know some Arab nations have entertainment premises which serve alcohol and semi naked waitresses who dance 'gelek'.

The problem with Malaysians is the obsession of the word Islam. Anything that bears no 'ISLAMIC' phrase is not Islam which is stupid. There are banks in Malaysia which has no Islamic phrase on its title but is fully operational according to syariah. If a women does not wear the veil or you do not join a particular group then you cannot even reside in certain states.

People asked me if I ever is interested in Malaysian women and must she wear the veil. My answer is not necessary. I find beauty when women wears the veil and when she lets me see her hair.The point is I have never met any Malaysian women who adhere to my tastes. Most Malaysian women that I met tend to take advantage of me since I am nobody , you know like the master and slave.

I guess that answers the question whether I am a moderate Muslim or not.

The Suit

It is now half past one in the morning. Want to know why I cannot sleep?
Now I remember some of the weird events at the then SAAS airport KL on October 15th 1990.No wonder those immigration and custom personnel was rude to me. They asked me why I did not have my tie though I did have my jacket on?
I told those immigration and custom people I will be in Malaysia for a while but they laughed and looked at me like shit.Right from the very beginning I was bullied.Nothing said is nice about me since then.
NOW
I swear to God the next time I fly out from KL I will wear my jeans and t shirt. This is because I was accused of carrying bad Malaysian image when I was abroad from 1987 to 1990.
The Suit will always be remembered!

Happy Valentine's Day

Happy Valentine's Day

Happy Valentine's Day

Happy Valentine's Day - Feb 14, 2011

May this Valentine be remembered as our first Valentine together.

Happy Valentine's Day

Proton Inspira and Students

Inspira
I must admit I am surprised by the overwhelming response of the Inspira which is a rebadge of Lancer. It seems that Japanese technology still have the upper hand on Malaysians. The management of Proton must take note on this matter. As for me I cannot afford the Inspira.

Students
Due to the uprising in Egypt, PM Najib has made a bold decision by bringing home more than 3000 students studying in Egypt back to Malaysia. It is to my understanding that the hefty bill of millions in ringgit is second to the safety of Malaysians abroad. The government must send back these students to Egypt to complete their studies when the situation improves.If the government still want to leave my name from being send back to Canada, its OK with me because I'm used to it. But think about those future physicians. Cutting one's head is nothing compared to 3000.I am not important thus I just need the Malaysian passport at KLIA.
BUT COMPARE
In 1990 when I was forced to leave Canada, the political situation in Canada and Saskatoon was calm. There was no upheavals, no riots, I was not a failure, I am still a Muslim  and single. The only hick ups then was Canadians uneasiness of PM Mulroney ,Premier Devine and Hon Romanow.

VALENTINE'S DAY
In 1989 when I went back to Malaysia briefly, the opposition of Valentine's Day was small in nature.In 1990 when I've made known of my decision to have a Canadian Caucasian bride, all of the sudden the Islamic scholars of Malaysia said it is HARAM to celebrate Feb 14th. The problem is what if someone's birthday is on Valentine's Day. Obviously any Muslim in Malaysia who was born on Feb 14th CANNOT celebrate their birthday since it concurrent with Valentine's Day.Believe me, I can celebrate Valentine's Day if the women is a relative of mine.

I am a Muslim and I 'm celebrating Valentine's Day.

A Proud Malay

As a Malaysian from the Negeri Sembilan Malay ethnic group of Biduanda Waris on my mother's side and Tanah Datar on my father's, it was such a proud moment when you hear a foreigner speaking your mother tongue.

After searching endlessly for her dvd, I managed to watch the movie Eat, Pray , Love starred by Julia Robert my favorite actress. Even a simple "Terima Kasih" which Julia Robert said has boosted my Malay ego.

Till then!

Repair or Replace

Repair or replace. That was the opportunity cost dilemma which I faced a few weeks ago. I was at a Castrol workshop to change the engine oil of my not proud Perodua Kancil when it was found that my brake fluid leaked like shit.

The mechanic asked me to replace the brake pumps which I did. But the other part of the story is I have used all the money I saved in case I have to go to the hospital again or if I'm warded at any government hospital.

Of course a COMMONER like me cannot afford to go to a private hospital. If I'm rich I wouldn't have let the stupid doctors at IJN to operate my late father. I would have brought my father to the best hospital in Canada to be operated by the world's best surgeons. Not to be operated by some low class Malaysian doctors. The stupid IJN doctors only gave my father 5 extra years and they were so damn proud of that 5 years.

Of course as a COMMONER the police is interested to know why I was speeding on the way to the HTAN on that Tuesday afternoon of December 30th 2008. But I wonder why I have to yell at the Emergency staff for a stretcher. Answer: Because my father was a nobody. Of course if Tun Dr Mahathir coughs, 10 doctors will surround him immediately.

If I'm rich, I would not have bought the inferior National Cars because in Malaysia people looked down at you if you drive a Proton or Perodua.